Foreclosure

questions & answers

Question: I purchased a home a couple of years ago and I want to register a Home Stead declaration, as I spoke to the Escrow company they mentioned that I did not have to do the declaration any more, that I was covered under the home stead decl. automaticaly, is that true?

Read answer

Question: what can I do if my house went on foreclosure 2 years ago? how can it affect me and my family want to rent a place to live?

Read answer

Question: Can a homeowner successfully negotiate a loan remodification with its lender or should they consult an attorney?

Read answer

Question: My husband may receive IOU's instead of paychecks in the next month or two. Do mortgage companies offer a temporary forebearance on our loan during the time he doesn't receive a paycheck? We are current on our home but will not be able to make payments if he does not receive a paycheck.

Read answer

Question: My ex-husband past away and had not taken my name off the escrow loan, he left no will and we have an adult daughter, now the loan company is after me for the payments. If I pay the loan does the house belong to me.

Read answer

Question: My house was foreclosed on me without my knowledge. On January 4th a lawyers office put a package with my options to continue renting or to relocate. But I never received a letter or option to short sale, apply for HAMP, or notice of the sale. They obviously have my address, but no notice or options. Where can I find a way to get my house back? I found something online about the "right of redemption" and I'm completely upset and confused as to why I wasn't given any option or notification of sale. Please help. Any resources on "right of redemption" or a legal way to get them to stop?

Read answer

Question: A real estate agent in California has purchased a property tax lien on my home of 36 years, I still owe $16,500 on my Wells Fargo mortgage; the agent is planning to file for forclosure on 15/August/2013. How can I avoid lose of my home?, I do not have the $3,200 to pay the Mohave County taxes.

Read answer

Question: I have been renting a place and the landlord let it foreclose so I need to find out my rights as a tenant asap. I am worried and have dogs and no place to go and little money to make a move! Can anyone help me?

Read answer

Question: I have been renting a place and the landlord let it foreclose so I need to find out my rights as a tenant asap. I am worried and have dogs and no place to go and little money to make a move! Can anyone help me?

Read answer

Question: I have been renting a place and the landlord let it foreclose so I need to find out my rights as a tenant asap. I am worried and have dogs and no place to go and little money to make a move! Can anyone help me?

Read answer

Question: my house sold at auction 8/27/213 it sold for more than i owed,its been remolded and up for sale alredy my name stll on it.im the only one entitled to the excess funds, i understand az law allow the trustee to write the check dirctley to me is there a way to have them do this

Read answer

Question: My mortgage is with Bank I am behind on my payments and now they have started foreclosure proceedings. Bank states that in order to reinstate my mortgage I have to go through their foreclosure attorney and pay the unpaid back mortgage of $7298 and various other charges that have been incurred by the attorneys office of an additional $1525. Bank will not allow me to make a direct payment to them for just the past due mortgage amount, they insist that I need to go through their attorney and their fees. Is this my only option? I want to stay in the home. What can I do?

Read answer

Question: Family Member Home was purchased purchased as a FHA and I lived in the home for the past 3 years, in which I have been living in the property with my family and making the mortgage payments and making Bills payments. Thinking I would be the owner someday. The owner goes behind my back and deeds the property to an investor in CA. When I ask him to sign a deed to me, he's already done so with private investors. I stop making the mortgage payments,since he deeded the hm elsewhere. We are now in foreclosure process and owner is no where to be found. What can I do to keep my family in their home.

Read answer

Question: I would like to foreclose on the property next door to me that I have been paying the taxes on for 8+ years. The courthouse told me to go ahead with a tax foreclosure (lien). I cannot find a packet through law library for self help. The courat house genarl assistance line did not assist me. Told me to get a lawyer. I am needed to be opointed in the right dirsection.

Read answer

Question: Went to probate court and got it, now mortgage company gives me two days for me to short sale it or they will sell in five days. Do I have any legal rights.

Read answer

Question: In 07-09-2012 my home was foreclosed and sold. because of lost job and bad health, I could not make payments. I had a 80/20 loan. I have read info on the Anti- Deficiency (ARS 33-814). My question is do I owe on the 20 percent lone? I have not heard from that lender?

Read answer

Question: I filed for ch. 7 bankruptcy and my debts were discharged on June 2011. To this date I'm badly behind on my house payments, and my lender offers me a reduced monthly payment of $350. The problem is that my lender does not want to make any promises in writing and does not give me straight answers on what happens if I keep my end of the deal. I'm affraid my lender will simply foreclose when it may fit its interest, disregard of my needs. Also, it is wise to enter into any deals post bankruptcy if my debts are discharded already and thus, uncollectable? Thanks!

Read answer

Question: My home was foreclosed (sold at auction) in 2009. I had two loans on the home, my primary residence: a Primary and a Home Equity Line of Credit. I have become aware that the HELOC bank, *****, has not written off my loan yet; this is preventing me from purchasing another home, which I have under contract. Q: Should a HELOC be considered "settled" with a foreclosure or can ***** the bank still pursue me for the unpaid loan amount (+$100K)? I am waiting to hear from *****, but they are extremely slow to respond and this could cause me to lose a potential new home! :-(

Read answer

Question: what assistance is available to me I was 12 months behind caught up on six in September and they started foreclosure this month sell date is Feb of 2015 I thought they were working with me and no notice foreclosure.? my husband was on unemployment for over 4 years and recently is now working and we are able to catch up and stay on track.

Read answer

Question: What right does the HOA have for collecting on a personal debt when the home is foreclosed on and their is a lien against the property from the HOA Association

Read answer

Question: I am facing a foreclosure can you help me save my home? I owe $145000.00 the house is worth $99,000.00 my interest rate is 7.5%. I am behind 5-6 months

Read answer

Question: I am facing a foreclosure can you help me save my home?

Read answer

Question: I am Renting a home the bank foreclosed on last week. Can I move out if I want to without breaking current lease?

Read answer

QUESTIONS

  • I am Renting a home the bank foreclosed on last week. Can I move out if I want to without breaking current lease?
  • A real estate agent in California has purchased a property tax lien on my home of 36 years, I still owe $16,500 on my Wells Fargo mortgage; the agent is planning to file for forclosure on 15/August/2013. How can I avoid lose of my home?, I do not have the $3,200 to pay the Mohave County taxes.
  • Went to probate court and got it, now mortgage company gives me two days for me to short sale it or they will sell in five days. Do I have any legal rights.
  • I have been renting a place and the landlord let it foreclose so I need to find out my rights as a tenant asap. I am worried and have dogs and no place to go and little money to make a move! Can anyone help me?
  • My ex-husband past away and had not taken my name off the escrow loan, he left no will and we have an adult daughter, now the loan company is after me for the payments. If I pay the loan does the house belong to me.
  • what can I do if my house went on foreclosure 2 years ago? how can it affect me and my family want to rent a place to live?
  • I am facing a foreclosure can you help me save my home?
  • My house was foreclosed on me without my knowledge. On January 4th a lawyers office put a package with my options to continue renting or to relocate. But I never received a letter or option to short sale, apply for HAMP, or notice of the sale. They obviously have my address, but no notice or options. Where can I find a way to get my house back? I found something online about the "right of redemption" and I'm completely upset and confused as to why I wasn't given any option or notification of sale. Please help. Any resources on "right of redemption" or a legal way to get them to stop?
  • My husband may receive IOU's instead of paychecks in the next month or two. Do mortgage companies offer a temporary forebearance on our loan during the time he doesn't receive a paycheck? We are current on our home but will not be able to make payments if he does not receive a paycheck.
  • Can a homeowner successfully negotiate a loan remodification with its lender or should they consult an attorney?

STORIES

  • I just helped my mother, age 89, deal with her Medicare HMO. . .
  • Age discrimination in the workplace. . .
  • If you get a divorce, make sure your date of birth is on the Decree if your name is changing!. . .

LegalLEARN

FIND LEGAL HELP

  • Please select your county of residence below.

    County:
     

OTHER LEGAL RESOURCES

  • State Bar of Arizona
    www.azbar.org
  • Maricopa County Bar
    www.maricopabar.org
    Referral number 602-257-4434
  • Pima County Bar
    www.pimacountybar.org
    Referral number 520-623-4625
  • National Domestic Violence Hotline
    800-799-7233
  • Bankruptcy Court Self Help Center
    866-553-0893
  • Certified Legal Document Preparer Program
    Link

ORGANIZATIONS