Consumer Scams Story

Story

I heard a knock on the door and opening it saw a nice looking young man with a kind voice and solid handshake. He told me that he had heard about the loss of my husband and knew that he had suffered with cancer. He asked how I was doing, (he was so kind), I invited him in. He explained that he understood how financially draining long illnesses can be on the family budget and he knew I didn't want to be a burden to my children. He told me that I could actually get all the money I needed by using my home as collateral, said he knew that my late husband wouldn't want me worrying about money.
I couldn't believe I was fooled. Maybe it was because I was so desperate, but the thought that I came so close to being homeless is devastating. I felt like an old fool. I am so glad I asked for help because I couldn't bring myself to tell the kids. The volunteer attorney got them to forgive all the prepayment penalties and the local bank gave me a new loan that I could afford (the one the nice young man offered cost $100 more a month than I received to live on!) I am so grateful for the help. I still have my home and my memories.

by: Francis

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QUESTIONS

  • July of this year my ex-husband passed away and I am executor of his will. I have got a estimate of his mobile home and property. I am the one who is to receive any of his property. My question is do I have to put the property and mobile home in my name as I do not intend to keep it. It is completely paid for. The reason I ask this question is that I am on disability and have no intention to live there due to my health because the place is about 5 miles out in the country. If I put it in my name will it have effect on the benefits I get from disability and the state. Please let me know as soon as someone gets to answer this.
  • My father passed away in Sept. He left no will. He has a lien on a condo for 75k, had paid almost 30k. Lots of Credit Card bills, maybe 30k. I am 3rd child, 2 older, 3 younger. I will be taking over Condo. I am on death certificate too. Am I responsible for any of the bills? I have started probate process in Pima County by filling out Affidavit of Succession to Real Prop, is this correct? I was told ALL my siblings need to sign n notarize? Correct? And on this form, am I the Affiant, or is that each of my siblings filling out the form? 5. The interest of the decedent in the property is _______, who, me? 9. Which do I choose there? First option, since there's NO WILL? Please help. Thanks!!!
  • I believe Mom had a will thru Legal Aid.How do I find out Her name is Anna Lalor
  • My father is 94 and is in critical condition. We checked his will for the first time and we have some concerns. His will was made out in 1988 when he was a widower and had 4 adult live children. He since has remarried and lost two children. Is this will null because of the change circumstances?
  • My grandfather passed away 3years ago. his stepson had a quit claim deed signed with my grandfathers signature the same day he died, my grandfather suffered from alzheimers & dementia. there was no will found. But i'm wondering is there anything that can be done he obviously forged my grandfather's signature to keep his property.
  • Before my husband died in 2007 we took out a loan with citi financial. Our 2004 truck was used as collateral.My husband was the primary signer. I paid on this loan as long as I could but stopped 4 years ago. The truck was never repossessed and still sits in my yard. I contacted Citi as I was willing to give up the truck. They told me I had to send them a death certificate. But if they had repossessed it they would just come pick it up. They also said to get the title back I would need to send them an estate administrator document. According to the probate judge this would cost about $1,000. I cannot afford that. will I be able to ever get the title back?
  • My wife passed away almost 3 years ago. She had a will drawn up while we lived in Las Vegas, Nevada. Is this will valid in Arizona?
  • My mother recently passed, leaving an estate of around 100 K, plus her house. Would a probate filing be required for an estate of this size? I am named as executor, and am one of 3 children. Can I handle the paperwork without an attorney?
  • My father passed away and now the bill collectors are contacting his ex wife who in turn is giving them my number. Can the bill collectors come after my four sisters or myself if there was no will or beneficiaries? Thank you.
  • My father (73) was diagnosed with lung cancer few months ago. I do not know how much time he has left. He owns a house in Mesa, and my sister lives with him. The house is under his name and he has a will that divides evrything he owns 50-50 between my sister and me. Now, when he passes away, can my sister still be in the house and assume mortgage payment? If my sister and I want to sell the house after my father's departure, can we do that? If so, how does that work?

STORIES

  • He told me that I could actually get all the money I needed by using my home as collateral. . .
  • He told me that I could actually get all the money I needed by using my home as collateral. . .
  • He told me that I could actually get all the money I needed by using my home as collateral. . .

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FIND LEGAL HELP

  • Please select your county of residence below.

    County:
     

OTHER LEGAL RESOURCES

  • State Bar of Arizona
    www.azbar.org
  • Maricopa County Bar
    www.maricopabar.org
    Referral number 602-257-4434
  • Pima County Bar
    www.pimacountybar.org
    Referral number 520-623-4625
  • National Domestic Violence Hotline
    800-799-7233
  • Bankruptcy Court Self Help Center
    866-553-0893
  • Certified Legal Document Preparer Program
    Link

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