Consumer Scams Story

Story

I heard a knock on the door and opening it saw a nice looking young man with a kind voice and solid handshake. He told me that he had heard about the loss of my husband and knew that he had suffered with cancer. He asked how I was doing, (he was so kind), I invited him in. He explained that he understood how financially draining long illnesses can be on the family budget and he knew I didn't want to be a burden to my children. He told me that I could actually get all the money I needed by using my home as collateral, said he knew that my late husband wouldn't want me worrying about money.
I couldn't believe I was fooled. Maybe it was because I was so desperate, but the thought that I came so close to being homeless is devastating. I felt like an old fool. I am so glad I asked for help because I couldn't bring myself to tell the kids. The volunteer attorney got them to forgive all the prepayment penalties and the local bank gave me a new loan that I could afford (the one the nice young man offered cost $100 more a month than I received to live on!) I am so grateful for the help. I still have my home and my memories.

by: Francis

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QUESTIONS

  • If my parents die in Phoenix, AZ and want to be cremated and have me take their ashes to OR to be buried, what is the proceedure I need to make?
  • My mother passed away. She does have a will and I was nominated as the executer and trustee. I am the sole beneficiary. She only has a bank account but when the account was setup nobody was on the account but her. no payable unpon death. What is required by the bank for me to access the account to begin paying for her expences? Her will did state that I shoud have immediate access without going through the courts.
  • my parents passed away when i was really young, and i have no birth records. what can i do to get a birth certifacate?
  • My widowed mother disinherited my sister who is my only sibling. Her will states that she has 2 children and my sister and I are named. She states that "I am making no distribution to (sister's name inserted) in this will." I am the executor and I am the sole inheritor of her entire estate. Am I required to notify my sister of our mother's' passing? Am I required to post a notice in the local paper here or, if public notice is required and I post it online? Where? The sister is in Florida. My mother and I live in Arizona.
  • Myself & 3 other sisters are named in our mother's will equally(AZ resident when died). Our oldest sister, executor, gave all our mother's home furnishings, etc. to her grown children. Is there something we can do without engaging an attorney? Thank you for your assistance.
  • When a person passes away are the outstanging debts,like credit cards passed on to their adult children?
  • My mother passed away September 14m 2009. In her will she designated that I was to receive 75%, my sister the remaining 25%, upon the sale of her home. I need to transfer title to me, how? I reside in Pima county.
  • I was told AZ was a state where what was bought durning the marriage belong to both partys is that true??
  • do we need to file a copy of our wills to probate? We only have a mobile home, car and personal belongings. Do we have to go thru an attorney to make up a will? Can we do it ourselves? thank you
  • if an ex-spouse passed away and the court order stated that they were to receive 50% of the other spouses retirement. Does that make the order null and void? or does the 50% go into an estate?

STORIES

  • He told me that I could actually get all the money I needed by using my home as collateral. . .
  • Age discrimination in the workplace. . .
  • He told me that I could actually get all the money I needed by using my home as collateral. . .

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  • State Bar of Arizona
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    www.maricopabar.org
    Referral number 602-257-4434
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    www.pimacountybar.org
    Referral number 520-623-4625
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