Consumer Scams Story

Story

I heard a knock on the door and opening it saw a nice looking young man with a kind voice and solid handshake. He told me that he had heard about the loss of my husband and knew that he had suffered with cancer. He asked how I was doing, (he was so kind), I invited him in. He explained that he understood how financially draining long illnesses can be on the family budget and he knew I didn't want to be a burden to my children. He told me that I could actually get all the money I needed by using my home as collateral, said he knew that my late husband wouldn't want me worrying about money.
I couldn't believe I was fooled. Maybe it was because I was so desperate, but the thought that I came so close to being homeless is devastating. I felt like an old fool. I am so glad I asked for help because I couldn't bring myself to tell the kids. The volunteer attorney got them to forgive all the prepayment penalties and the local bank gave me a new loan that I could afford (the one the nice young man offered cost $100 more a month than I received to live on!) I am so grateful for the help. I still have my home and my memories.

by: Francis

QUESTIONS

  • what has to go through probate court after death of a spouse when everything is in my name too
  • Does the 13 yr old chose who to live with
  • If my parents die in Phoenix, AZ and want to be cremated and have me take their ashes to OR to be buried, what is the proceedure I need to make?
  • Father was diagnosed with alteimers. My parents marriage lasted till his death .couple months after she remarried. I am his only child also have 2 half sisters. When my fathers will was made he had already began early stages of alteimers and dimentia. I was not included in the will. My half sister who put my father in jail prior to his last days is on his will as well as my mother. I wanted to know what rites I have being his only daughter.
  • If an elderly person gets ill and a family member moves them to a hospital in another state, are they be considered a resident of the new state?
  • My late husband suffered from Alzheimer's Disease when he borrowed money and signed documents that deeded his home to another person. That person refuses to return title of the home to my late husband's estate even though the loan was paid off in full. What are my rights?
  • My father died in March & mother in June. We have found that dad had some life insurance through USPO with no beneficiary designated. They want to pay to my mom's estate but there is no estate. She had assets under $10,000 and no real property. I found the small estate affidavit. There are three surviving children, 1 deceased with 2 children. I assume we all need to fill out an affidavit? One of the grandchildren is still a minor. Who fills out his?
  • I have taken care of my father for many years and he finally passed away in 2013. He put my name on the house deed in 2011 but kept the mortgage in his and my late mother's names. Now that they are both deceased what do I do about the mortgage that is in his and my mother's name? There was no probate as I took over the mortgage payment and the one bill he still owed on. I simple have no clue what to do about the mortgage because I only have $730.00 per month in Social security disability and know that banks won't lend to anyone with that low an income. What can I do?
  • My father passed away in Sept. He left no will. He has a lien on a condo for 75k, had paid almost 30k. Lots of Credit Card bills, maybe 30k. I am 3rd child, 2 older, 3 younger. I will be taking over Condo. I am on death certificate too. Am I responsible for any of the bills? I have started probate process in Pima County by filling out Affidavit of Succession to Real Prop, is this correct? I was told ALL my siblings need to sign n notarize? Correct? And on this form, am I the Affiant, or is that each of my siblings filling out the form? 5. The interest of the decedent in the property is _______, who, me? 9. Which do I choose there? First option, since there's NO WILL? Please help. Thanks!!!
  • need time limit in years to file medical malpractice in the state. need list of attorneys that can file for me

STORIES

  • I just helped my mother, age 89, deal with her Medicare HMO. . .
  • He told me that I could actually get all the money I needed by using my home as collateral. . .
  • He told me that I could actually get all the money I needed by using my home as collateral. . .

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  • State Bar of Arizona
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