Consumer Scams Story

Story

I heard a knock on the door and opening it saw a nice looking young man with a kind voice and solid handshake. He told me that he had heard about the loss of my husband and knew that he had suffered with cancer. He asked how I was doing, (he was so kind), I invited him in. He explained that he understood how financially draining long illnesses can be on the family budget and he knew I didn't want to be a burden to my children. He told me that I could actually get all the money I needed by using my home as collateral, said he knew that my late husband wouldn't want me worrying about money.
I couldn't believe I was fooled. Maybe it was because I was so desperate, but the thought that I came so close to being homeless is devastating. I felt like an old fool. I am so glad I asked for help because I couldn't bring myself to tell the kids. The volunteer attorney got them to forgive all the prepayment penalties and the local bank gave me a new loan that I could afford (the one the nice young man offered cost $100 more a month than I received to live on!) I am so grateful for the help. I still have my home and my memories.

by: Francis

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QUESTIONS

  • My father died in March & mother in June. We have found that dad had some life insurance through USPO with no beneficiary designated. They want to pay to my mom's estate but there is no estate. She had assets under $10,000 and no real property. I found the small estate affidavit. There are three surviving children, 1 deceased with 2 children. I assume we all need to fill out an affidavit? One of the grandchildren is still a minor. Who fills out his?
  • Hello, my wife past away most recently In 2004 she had a conviction and owes the .state $2000.After we married in 2010 i purchased a vehicle and put both our names on the title. When I tried to sell the vehicle, MVD told me I can't sell it because the court put a lean on it and I have to pay them off first. I didn't know my wife in 2004.Do I have to pay them even though she passed away and it was prior to our marriage? Thank you for your help. Best regards, Peter Heid
  • My mother passed away. She does have a will and I was nominated as the executer and trustee. I am the sole beneficiary. She only has a bank account but when the account was setup nobody was on the account but her. no payable unpon death. What is required by the bank for me to access the account to begin paying for her expences? Her will did state that I shoud have immediate access without going through the courts.
  • My dad passed away in 2009 and my step mother passed in 2014 as far as I can tell my fathers property has been in limbo with my step brother squatting in it? How do I find out if I have any right to my fathers property?
  • My husband has left me and moved to San Diego. He has left me with all the bills to pay. I am going to be evicted myself if I don't pay rent by the 16th. Can I get any help for abandinment?
  • My father is 94 and is in critical condition. We checked his will for the first time and we have some concerns. His will was made out in 1988 when he was a widower and had 4 adult live children. He since has remarried and lost two children. Is this will null because of the change circumstances?
  • My father passed away before he could make me the beneficiary of his Arizona State Retirement. His wish was to ensure that this was done and was verbal regarding the issue. Do I have any recourse as his child and next of kin to have it switched to me as beneficiary? Thanks
  • Father was diagnosed with alteimers. My parents marriage lasted till his death .couple months after she remarried. I am his only child also have 2 half sisters. When my fathers will was made he had already began early stages of alteimers and dimentia. I was not included in the will. My half sister who put my father in jail prior to his last days is on his will as well as my mother. I wanted to know what rites I have being his only daughter.
  • what has to go through probate court after death of a spouse when everything is in my name too
  • My late husband incurred a car repair shop debt before we met. After he died, I started getting letters from an attorney for the shop saying I was responsible for the bill now. Is this true?

STORIES

  • He told me that I could actually get all the money I needed by using my home as collateral. . .
  • I just helped my mother, age 89, deal with her Medicare HMO. . .
  • If you get a divorce, make sure your date of birth is on the Decree if your name is changing!. . .

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FIND LEGAL HELP

  • Please select your county of residence below.

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OTHER LEGAL RESOURCES

  • State Bar of Arizona
    www.azbar.org
  • Maricopa County Bar
    www.maricopabar.org
    Referral number 602-257-4434
  • Pima County Bar
    www.pimacountybar.org
    Referral number 520-623-4625
  • National Domestic Violence Hotline
    800-799-7233
  • Bankruptcy Court Self Help Center
    866-553-0893
  • Certified Legal Document Preparer Program
    Link

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