Consumer Scams Story

Story

I heard a knock on the door and opening it saw a nice looking young man with a kind voice and solid handshake. He told me that he had heard about the loss of my husband and knew that he had suffered with cancer. He asked how I was doing, (he was so kind), I invited him in. He explained that he understood how financially draining long illnesses can be on the family budget and he knew I didn't want to be a burden to my children. He told me that I could actually get all the money I needed by using my home as collateral, said he knew that my late husband wouldn't want me worrying about money.
I couldn't believe I was fooled. Maybe it was because I was so desperate, but the thought that I came so close to being homeless is devastating. I felt like an old fool. I am so glad I asked for help because I couldn't bring myself to tell the kids. The volunteer attorney got them to forgive all the prepayment penalties and the local bank gave me a new loan that I could afford (the one the nice young man offered cost $100 more a month than I received to live on!) I am so grateful for the help. I still have my home and my memories.

by: Francis

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QUESTIONS

  • Can a arizona bank refuse a power of attorney to cash my boyfriends paycheck if he is in prison?
  • My husband died in Nov. and I am living only on Social Security. His hospital bills are now coming in. Am I, by law, obligated to pay them???
  • cant pay my monthly payments on 6 credit cards my home is paid off can they take home are no just lien
  • I was in a joint checking account with my 90 yr. old mother. She has no assets or income other than social security. She took out a $10,000 loan. I am not a joint account on this loan. She will need to default b/c she can no longer afford the payment. Will the bank come after me to pay the loan even though I did not co-sign on the loan? It is the same bank that I had a joint account with. it is the bank I do all my bank business with in conjunction with my husband?
  • Hi my mom has a 2006 vehicle with nearly 30% interest and an 8k negative value. She has no assets and receives SS only. If she voluntarily returns the vehicle can they persue legal action? Make her pay the 8K?
  • Wher can i find a attorney to help me with bankruptcy
  • Regarding Bankruptcy: How long does it take to file, can you see a lawyer one day and file the next? Do your credit cards need to be delinquent to file BK or can they be current? Can they take my 401K if I file BK? How long will BK put off a Trustee sale? If your mortgage is delinquent can you still file BK to try to put off the trustee sale? If you have 2 accounts with one credit company like Discover and one is joint with someone else and one is only in your name, can you just file BK on the one in your name only without them going after the other card with joint owner? Thank you
  • My granddaughter had me open an account with a store for a fence and now she refuses to pay. Lawyers for the store are taking me to court. I can't afford it. The house has been sold and new owners are enjoying the fence. I don't know what to do. She has moved to Florida but i don't know where.
  • I just received a bill for wastewater services for 15 years in the amount of $5000. This is the first bill I have ever received. They sent a letter that they have waived late fees and penalties. What should I do?
  • I am drawing ss disability and I have a car I have been paying for 4 years just owe 6 payments but car broke down over a year ago and I cannot afford to get it fixed and can't afford the payment anymore. I was getting help to pay the payment but my son moved off and lost his job. My name is on a piece of property a half acre with my daughter she lives on the property can they sue me and get the property? 

STORIES

  • If you get a divorce, make sure your date of birth is on the Decree if your name is changing!. . .
  • He told me that I could actually get all the money I needed by using my home as collateral. . .
  • Age discrimination in the workplace. . .

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FIND LEGAL HELP

  • Please select your county of residence below.

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OTHER LEGAL RESOURCES

  • State Bar of Arizona
    www.azbar.org
  • Maricopa County Bar
    www.maricopabar.org
    Referral number 602-257-4434
  • Pima County Bar
    www.pimacountybar.org
    Referral number 520-623-4625
  • National Domestic Violence Hotline
    800-799-7233
  • Bankruptcy Court Self Help Center
    866-553-0893
  • Certified Legal Document Preparer Program
    Link

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