Caregivers Story

Story

I just helped my mother, age 89, deal with her Medicare HMO. Her primary care doctor referred her to a specialist for a nerve conduction study to see if she was a candidate for carpal tunnel surgery. The office staff did not realize that they were required to get prior authorization for that procedure and the HMO denied coverage for the procedure.
My mother got a bill for over $2000. I helped her go through the grievance process to ensure she met the deadlines and used language that would help her case. I argued that the elderly do not fully understand all the fine print in their insurance contracts, and they rely on their primary care doctor to send in the proper forms and get care authorized for them. The HMO reversed its decision and paid the claim.

by: S.

QUESTIONS

  • Do I need long-term care insurance?
  • If a single adult is injured and unable to make any decisions, will the court appoint a family member to become their guardian? If so, how is this done?
  • Power of attorney form
  • can i get compensated by the government for being my moms sole live in caregiver
  • I have been mostly supported by my spouse the last few years. After a heart attack, I am no longer able to work and trying to get on social security so I can eventually receive medicare. Social security told me that I have not worked enough quarters the last 15 years to qualify. What about all the years before that?
  • I have Durable Power of Attorney for my mother who is in a nursing home. Does this obligate me for her debts?
  • Is it legal for a caregiver to take funds from their patients and can you give case precedents? Also does this apply to power of attorney too?
  • I have had someone living with me for the past 3 years as somewhat of a caregiver. I have lupus and Fybromyalgia and there are days when I can not function. I never know when something will happen. I live in an apartment andhave for 6 years. All the other managers knew that someone was with me and why and it was okay. Now we have a new management company who said that he has to fill out a credit report and since he is not working, they said that he has to let them know who is buying the soap, toilet tissue, toothpaste, etc. Since he does not have a job, he does get food stamps. Now, my question is..is it legal for them to ask him who pays for what. I don't think they can ask him that because that has nothing to do with adding him to the lease.
  • I have had my elderly parents living with me for the last 2.5 years. We have had to buy a larger house to accommodate them plus our children. How much of the household expenses (mortgage, utilities, food, etc.) can they contribute to (they have IRA's and social security) without a tax problem for me. I do not claim them as dependents on my taxes.
  • I live in another state, mother lives in AZ. are all POA's from state to state? Do I need to get a POA from AZ for her?

STORIES

  • Age discrimination in the workplace. . .
  • I just helped my mother, age 89, deal with her Medicare HMO. . .
  • He told me that I could actually get all the money I needed by using my home as collateral. . .

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OTHER LEGAL RESOURCES

  • State Bar of Arizona
    www.azbar.org
  • Maricopa County Bar
    www.maricopabar.org
    Referral number 602-257-4434
  • Pima County Bar
    www.pimacountybar.org
    Referral number 520-623-4625
  • National Domestic Violence Hotline
    800-799-7233
  • Bankruptcy Court Self Help Center
    866-553-0893
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