Caregivers Story

Story

I just helped my mother, age 89, deal with her Medicare HMO. Her primary care doctor referred her to a specialist for a nerve conduction study to see if she was a candidate for carpal tunnel surgery. The office staff did not realize that they were required to get prior authorization for that procedure and the HMO denied coverage for the procedure.
My mother got a bill for over $2000. I helped her go through the grievance process to ensure she met the deadlines and used language that would help her case. I argued that the elderly do not fully understand all the fine print in their insurance contracts, and they rely on their primary care doctor to send in the proper forms and get care authorized for them. The HMO reversed its decision and paid the claim.

by: S.

QUESTIONS

  • Do I need long-term care insurance?
  • My Mom is disabled, she should be doing physical therapy but she refuses to help herself and wont let us help her, she ignores her health completely and sits around all day drinking and taking her prescription pills and is in and out of the hospital, she's becoming a danger to herself and refuses to see it. what are the laws to putting her into a rehab or nursing home.
  • can i get compensated by the government for being my moms sole live in caregiver
  • I am in probate I hga ve a title that is in my maiden name and my deceased mother had a lien on it with the department of dmv probate said I had to get legal advice how to lift this lien off this title because she has to no the lien amount because its taxable but dmv said they don't require a amont on lien can someone help me please what do I need to do
  • My mother passed away. She does have a will and I was nominated as the executer and trustee. I am the sole beneficiary. She only has a bank account but when the account was setup nobody was on the account but her. no payable unpon death. What is required by the bank for me to access the account to begin paying for her expences? Her will did state that I shoud have immediate access without going through the courts.
  • I have been taking care of my boyfriends dad 24/7 for over a year and was promised i would be paid when they were able establish Gardianship.and access his accounts what do i need to have as proof that i took care of him.
  • My boyfriend's grandmother moved in with us about a year ago. We go on vacation in NY every year. She wants to stay here alone. Her doctor said she was no longer able to live alone.I don't want her to stay here alone:. My boyfriend is her POA and he is okay with her staying here while we are gone. My question is if anything happens to her while we are away., such as a fall, fire, break in anything really are we liable? What are the laws on this and where can I find information on my legal responsibility?
  • if I pay for a friend to bring in food and she charges a small fee for preparation -is she considered an employee and do I need to pay taxes?
  • I am the single mother of a severly multiply disabled child. Before moving to Phoenix last year I lost conservatorship of my son's estate. It is very difficult to get things paid for through the court-appointed fiduiary and I don't plan on moving back to detroit. What steps do I need to take to regain the conservatorship?
  • I have been mostly supported by my spouse the last few years. After a heart attack, I am no longer able to work and trying to get on social security so I can eventually receive medicare. Social security told me that I have not worked enough quarters the last 15 years to qualify. What about all the years before that?

STORIES

  • He told me that I could actually get all the money I needed by using my home as collateral. . .
  • He told me that I could actually get all the money I needed by using my home as collateral. . .
  • I just helped my mother, age 89, deal with her Medicare HMO. . .

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