Caregivers Story

Story

I just helped my mother, age 89, deal with her Medicare HMO. Her primary care doctor referred her to a specialist for a nerve conduction study to see if she was a candidate for carpal tunnel surgery. The office staff did not realize that they were required to get prior authorization for that procedure and the HMO denied coverage for the procedure.
My mother got a bill for over $2000. I helped her go through the grievance process to ensure she met the deadlines and used language that would help her case. I argued that the elderly do not fully understand all the fine print in their insurance contracts, and they rely on their primary care doctor to send in the proper forms and get care authorized for them. The HMO reversed its decision and paid the claim.

by: S.

QUESTIONS

  • My Mom is disabled, she should be doing physical therapy but she refuses to help herself and wont let us help her, she ignores her health completely and sits around all day drinking and taking her prescription pills and is in and out of the hospital, she's becoming a danger to herself and refuses to see it. what are the laws to putting her into a rehab or nursing home.
  • I am the single mother of a severly multiply disabled child. Before moving to Phoenix last year I lost conservatorship of my son's estate. It is very difficult to get things paid for through the court-appointed fiduiary and I don't plan on moving back to detroit. What steps do I need to take to regain the conservatorship?
  • Power of attorney form
  • Do I need long-term care insurance?
  • can i get compensated by the government for being my moms sole live in caregiver
  • I have had someone living with me for the past 3 years as somewhat of a caregiver. I have lupus and Fybromyalgia and there are days when I can not function. I never know when something will happen. I live in an apartment andhave for 6 years. All the other managers knew that someone was with me and why and it was okay. Now we have a new management company who said that he has to fill out a credit report and since he is not working, they said that he has to let them know who is buying the soap, toilet tissue, toothpaste, etc. Since he does not have a job, he does get food stamps. Now, my question is..is it legal for them to ask him who pays for what. I don't think they can ask him that because that has nothing to do with adding him to the lease.
  • I am my mother's caregiver. She is 87 years old and requires me to be home 24/7. I cannot get a job because of this situation. Is there compensation for me as a caregiver through her health benefit plan, medicare or some other avenue. I am glad to be her caregiver but it has put a strain on us financially. Thank you.
  • if I pay for a friend to bring in food and she charges a small fee for preparation -is she considered an employee and do I need to pay taxes?
  • I have had my elderly parents living with me for the last 2.5 years. We have had to buy a larger house to accommodate them plus our children. How much of the household expenses (mortgage, utilities, food, etc.) can they contribute to (they have IRA's and social security) without a tax problem for me. I do not claim them as dependents on my taxes.
  • If a single adult is injured and unable to make any decisions, will the court appoint a family member to become their guardian? If so, how is this done?

STORIES

  • I just helped my mother, age 89, deal with her Medicare HMO. . .
  • If you get a divorce, make sure your date of birth is on the Decree if your name is changing!. . .
  • Age discrimination in the workplace. . .

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