Consumer Scams Story

Story

I heard a knock on the door and opening it saw a nice looking young man with a kind voice and solid handshake. He told me that he had heard about the loss of my husband and knew that he had suffered with cancer. He asked how I was doing, (he was so kind), I invited him in. He explained that he understood how financially draining long illnesses can be on the family budget and he knew I didn't want to be a burden to my children. He told me that I could actually get all the money I needed by using my home as collateral, said he knew that my late husband wouldn't want me worrying about money.
I couldn't believe I was fooled. Maybe it was because I was so desperate, but the thought that I came so close to being homeless is devastating. I felt like an old fool. I am so glad I asked for help because I couldn't bring myself to tell the kids. The volunteer attorney got them to forgive all the prepayment penalties and the local bank gave me a new loan that I could afford (the one the nice young man offered cost $100 more a month than I received to live on!) I am so grateful for the help. I still have my home and my memories.

by: Francis

QUESTIONS

  • My mother passed away September 14m 2009. In her will she designated that I was to receive 75%, my sister the remaining 25%, upon the sale of her home. I need to transfer title to me, how? I reside in Pima county.
  • My wife passed away almost 3 years ago. She had a will drawn up while we lived in Las Vegas, Nevada. Is this will valid in Arizona?
  • what has to go through probate court after death of a spouse when everything is in my name too
  • Does the 13 yr old chose who to live with
  • Aunt was AZ resident and died in AZ. Using small estate affidavit to obtain balance in checking account from AZ bank (large national bank). I live in FL. If financial institution wants the affidavit certified by the court, would I have to appear in person or could it be done via mail? Thank you
  • My late husband suffered from Alzheimer's Disease when he borrowed money and signed documents that deeded his home to another person. That person refuses to return title of the home to my late husband's estate even though the loan was paid off in full. What are my rights?
  • Am I responsible for my husband's credit card debt? He is the primary person on the account. The credit card company closed the account when they were notified of his passing. There is no money to pay the bill, so am I still responsible for this debt?
  • My father is 94 and is in critical condition. We checked his will for the first time and we have some concerns. His will was made out in 1988 when he was a widower and had 4 adult live children. He since has remarried and lost two children. Is this will null because of the change circumstances?
  • My father passed away and now the bill collectors are contacting his ex wife who in turn is giving them my number. Can the bill collectors come after my four sisters or myself if there was no will or beneficiaries? Thank you.
  • My dad passed away in 2009 and my step mother passed in 2014 as far as I can tell my fathers property has been in limbo with my step brother squatting in it? How do I find out if I have any right to my fathers property?

STORIES

  • If you get a divorce, make sure your date of birth is on the Decree if your name is changing!. . .
  • I just helped my mother, age 89, deal with her Medicare HMO. . .
  • He told me that I could actually get all the money I needed by using my home as collateral. . .

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FIND LEGAL HELP

  • Please select your county of residence below.

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OTHER LEGAL RESOURCES

  • State Bar of Arizona
    www.azbar.org
  • Maricopa County Bar
    www.maricopabar.org
    Referral number 602-257-4434
  • Pima County Bar
    www.pimacountybar.org
    Referral number 520-623-4625
  • National Domestic Violence Hotline
    800-799-7233
  • Bankruptcy Court Self Help Center
    866-553-0893
  • Certified Legal Document Preparer Program
    Link

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