Consumer Scams Story

Story

I heard a knock on the door and opening it saw a nice looking young man with a kind voice and solid handshake. He told me that he had heard about the loss of my husband and knew that he had suffered with cancer. He asked how I was doing, (he was so kind), I invited him in. He explained that he understood how financially draining long illnesses can be on the family budget and he knew I didn't want to be a burden to my children. He told me that I could actually get all the money I needed by using my home as collateral, said he knew that my late husband wouldn't want me worrying about money.
I couldn't believe I was fooled. Maybe it was because I was so desperate, but the thought that I came so close to being homeless is devastating. I felt like an old fool. I am so glad I asked for help because I couldn't bring myself to tell the kids. The volunteer attorney got them to forgive all the prepayment penalties and the local bank gave me a new loan that I could afford (the one the nice young man offered cost $100 more a month than I received to live on!) I am so grateful for the help. I still have my home and my memories.

by: Francis

QUESTIONS

  • What is the normal procedure and cost of a name change back to my maiden name? Do I need an attorney?
  • Aunt was AZ resident and died in AZ. Using small estate affidavit to obtain balance in checking account from AZ bank (large national bank). I live in FL. If financial institution wants the affidavit certified by the court, would I have to appear in person or could it be done via mail? Thank you
  • My father (73) was diagnosed with lung cancer few months ago. I do not know how much time he has left. He owns a house in Mesa, and my sister lives with him. The house is under his name and he has a will that divides evrything he owns 50-50 between my sister and me. Now, when he passes away, can my sister still be in the house and assume mortgage payment? If my sister and I want to sell the house after my father's departure, can we do that? If so, how does that work?
  • I have lost my mother on November 2018. I understand I need to file taxes for her. My accountant says I need to get her (deceased person’s) representation to file her last taxes. What forms I have to fill? Where do I apply to get the representation? Where can I get some help regarding this process?
  • I was told AZ was a state where what was bought durning the marriage belong to both partys is that true??
  • My husband has left me and moved to San Diego. He has left me with all the bills to pay. I am going to be evicted myself if I don't pay rent by the 16th. Can I get any help for abandinment?
  • need time limit in years to file medical malpractice in the state. need list of attorneys that can file for me
  • If my 81-year-old husband predeceases me without a will, how is his estate settled? We have no children together, but he has three grown daughters. The bank accounts, house and car pass to me because we own them jointly with right of survivorship, but what about other property he owns by himself?
  • Father was diagnosed with alteimers. My parents marriage lasted till his death .couple months after she remarried. I am his only child also have 2 half sisters. When my fathers will was made he had already began early stages of alteimers and dimentia. I was not included in the will. My half sister who put my father in jail prior to his last days is on his will as well as my mother. I wanted to know what rites I have being his only daughter.
  • do you need to post death of parent for creditors? there is some credit card debt do we need to pay from estate there is no cash available there will be minimal when home sales.

STORIES

  • He told me that I could actually get all the money I needed by using my home as collateral. . .
  • If you get a divorce, make sure your date of birth is on the Decree if your name is changing!. . .
  • He told me that I could actually get all the money I needed by using my home as collateral. . .

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OTHER LEGAL RESOURCES

  • State Bar of Arizona
    www.azbar.org
  • Maricopa County Bar
    www.maricopabar.org
    Referral number 602-257-4434
  • Pima County Bar
    www.pimacountybar.org
    Referral number 520-623-4625
  • National Domestic Violence Hotline
    800-799-7233
  • Bankruptcy Court Self Help Center
    866-553-0893
  • Certified Legal Document Preparer Program
    Link

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