Consumer Scams Story

Story

I heard a knock on the door and opening it saw a nice looking young man with a kind voice and solid handshake. He told me that he had heard about the loss of my husband and knew that he had suffered with cancer. He asked how I was doing, (he was so kind), I invited him in. He explained that he understood how financially draining long illnesses can be on the family budget and he knew I didn't want to be a burden to my children. He told me that I could actually get all the money I needed by using my home as collateral, said he knew that my late husband wouldn't want me worrying about money.
I couldn't believe I was fooled. Maybe it was because I was so desperate, but the thought that I came so close to being homeless is devastating. I felt like an old fool. I am so glad I asked for help because I couldn't bring myself to tell the kids. The volunteer attorney got them to forgive all the prepayment penalties and the local bank gave me a new loan that I could afford (the one the nice young man offered cost $100 more a month than I received to live on!) I am so grateful for the help. I still have my home and my memories.

by: Francis

QUESTIONS

  • my mother recently passed aay. her real estate deed has a joint tenancy w/ rights of survivorship, naming my aunt. my mothers wishes were that the home be sold and proceds devided between my sister and myself..i have lived and cared for my mother for the past 4 years, paying taxes, utilities and so forth. can my aunt list the house for sale at such a high dollar amount, that will never even be considered by buyers? can she make me move ( I am disabled ) when I have nowhere, and not enough income to purchase another dwelling? she (aunt) has already removed all of my mothers personal belongings (clothing,jewelry, cash car I don't understand please advise me, I don't know what to do. thank you so very much
  • Before my husband died in 2007 we took out a loan with citi financial. Our 2004 truck was used as collateral.My husband was the primary signer. I paid on this loan as long as I could but stopped 4 years ago. The truck was never repossessed and still sits in my yard. I contacted Citi as I was willing to give up the truck. They told me I had to send them a death certificate. But if they had repossessed it they would just come pick it up. They also said to get the title back I would need to send them an estate administrator document. According to the probate judge this would cost about $1,000. I cannot afford that. will I be able to ever get the title back?
  • My mother passed away September 14m 2009. In her will she designated that I was to receive 75%, my sister the remaining 25%, upon the sale of her home. I need to transfer title to me, how? I reside in Pima county.
  • Myself & 3 other sisters are named in our mother's will equally(AZ resident when died). Our oldest sister, executor, gave all our mother's home furnishings, etc. to her grown children. Is there something we can do without engaging an attorney? Thank you for your assistance.
  • Am I responsible for my husband's credit card debt? He is the primary person on the account. The credit card company closed the account when they were notified of his passing. There is no money to pay the bill, so am I still responsible for this debt?
  • Do I have to pay my deceased mother's next months rent. She died mid month and we notified them two days after her death.
  • Is there an agency that will assist with figuring out all the paperwork after the sudden death of my father?
  • I have lost my mother on November 2018. I understand I need to file taxes for her. My accountant says I need to get her (deceased person’s) representation to file her last taxes. What forms I have to fill? Where do I apply to get the representation? Where can I get some help regarding this process?
  • My late husband incurred a car repair shop debt before we met. After he died, I started getting letters from an attorney for the shop saying I was responsible for the bill now. Is this true?
  • if an ex-spouse passed away and the court order stated that they were to receive 50% of the other spouses retirement. Does that make the order null and void? or does the 50% go into an estate?

STORIES

  • I just helped my mother, age 89, deal with her Medicare HMO. . .
  • If you get a divorce, make sure your date of birth is on the Decree if your name is changing!. . .
  • He told me that I could actually get all the money I needed by using my home as collateral. . .

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FIND LEGAL HELP

  • Please select your county of residence below.

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OTHER LEGAL RESOURCES

  • State Bar of Arizona
    www.azbar.org
  • Maricopa County Bar
    www.maricopabar.org
    Referral number 602-257-4434
  • Pima County Bar
    www.pimacountybar.org
    Referral number 520-623-4625
  • National Domestic Violence Hotline
    800-799-7233
  • Bankruptcy Court Self Help Center
    866-553-0893
  • Certified Legal Document Preparer Program
    Link

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