Consumer Scams Story

Story

I heard a knock on the door and opening it saw a nice looking young man with a kind voice and solid handshake. He told me that he had heard about the loss of my husband and knew that he had suffered with cancer. He asked how I was doing, (he was so kind), I invited him in. He explained that he understood how financially draining long illnesses can be on the family budget and he knew I didn't want to be a burden to my children. He told me that I could actually get all the money I needed by using my home as collateral, said he knew that my late husband wouldn't want me worrying about money.
I couldn't believe I was fooled. Maybe it was because I was so desperate, but the thought that I came so close to being homeless is devastating. I felt like an old fool. I am so glad I asked for help because I couldn't bring myself to tell the kids. The volunteer attorney got them to forgive all the prepayment penalties and the local bank gave me a new loan that I could afford (the one the nice young man offered cost $100 more a month than I received to live on!) I am so grateful for the help. I still have my home and my memories.

by: Francis

QUESTIONS

  • My father died in March & mother in June. We have found that dad had some life insurance through USPO with no beneficiary designated. They want to pay to my mom's estate but there is no estate. She had assets under $10,000 and no real property. I found the small estate affidavit. There are three surviving children, 1 deceased with 2 children. I assume we all need to fill out an affidavit? One of the grandchildren is still a minor. Who fills out his?
  • My father is on his death bed in bullhead city. All past wills have included #1 I want to be buried in the nearest VA cemetary. His current wife of 3 years has paid for a cremation. She has a new will and will not produce it to any of 3 children. She has power of atty. We also believe she requested he be taken off cardiac meds when going into hospice, and believe this was negligent?? When does she need to produce a will?? Please help
  • My grandfather passed away 3years ago. his stepson had a quit claim deed signed with my grandfathers signature the same day he died, my grandfather suffered from alzheimers & dementia. there was no will found. But i'm wondering is there anything that can be done he obviously forged my grandfather's signature to keep his property.
  • My father passed away before he could make me the beneficiary of his Arizona State Retirement. His wish was to ensure that this was done and was verbal regarding the issue. Do I have any recourse as his child and next of kin to have it switched to me as beneficiary? Thanks
  • My father passed away in Sept. He left no will. He has a lien on a condo for 75k, had paid almost 30k. Lots of Credit Card bills, maybe 30k. I am 3rd child, 2 older, 3 younger. I will be taking over Condo. I am on death certificate too. Am I responsible for any of the bills? I have started probate process in Pima County by filling out Affidavit of Succession to Real Prop, is this correct? I was told ALL my siblings need to sign n notarize? Correct? And on this form, am I the Affiant, or is that each of my siblings filling out the form? 5. The interest of the decedent in the property is _______, who, me? 9. Which do I choose there? First option, since there's NO WILL? Please help. Thanks!!!
  • Myself & 3 other sisters are named in our mother's will equally(AZ resident when died). Our oldest sister, executor, gave all our mother's home furnishings, etc. to her grown children. Is there something we can do without engaging an attorney? Thank you for your assistance.
  • Am I responsible for my husband's credit card debt? He is the primary person on the account. The credit card company closed the account when they were notified of his passing. There is no money to pay the bill, so am I still responsible for this debt?
  • If my parents die in Phoenix, AZ and want to be cremated and have me take their ashes to OR to be buried, what is the proceedure I need to make?
  • My father (73) was diagnosed with lung cancer few months ago. I do not know how much time he has left. He owns a house in Mesa, and my sister lives with him. The house is under his name and he has a will that divides evrything he owns 50-50 between my sister and me. Now, when he passes away, can my sister still be in the house and assume mortgage payment? If my sister and I want to sell the house after my father's departure, can we do that? If so, how does that work?
  • my brother and I are Coconino County Superior Court appointed guardian/conservator for my mother who has recently died. How do we terminate this arrangement with the court? It is also time for the annual report to the court. There is less than $60 in the estate.

STORIES

  • He told me that I could actually get all the money I needed by using my home as collateral. . .
  • I just helped my mother, age 89, deal with her Medicare HMO. . .
  • Age discrimination in the workplace. . .

LegalLEARN

YOUR FEEDBACK IS NEEDED

FIND LEGAL HELP

  • Please select your county of residence below.

    County:
     

OTHER LEGAL RESOURCES

  • State Bar of Arizona
    www.azbar.org
  • Maricopa County Bar
    www.maricopabar.org
    Referral number 602-257-4434
  • Pima County Bar
    www.pimacountybar.org
    Referral number 520-623-4625
  • National Domestic Violence Hotline
    800-799-7233
  • Bankruptcy Court Self Help Center
    866-553-0893
  • Certified Legal Document Preparer Program
    Link

ORGANIZATIONS