Consumer Scams Story

Story

I heard a knock on the door and opening it saw a nice looking young man with a kind voice and solid handshake. He told me that he had heard about the loss of my husband and knew that he had suffered with cancer. He asked how I was doing, (he was so kind), I invited him in. He explained that he understood how financially draining long illnesses can be on the family budget and he knew I didn't want to be a burden to my children. He told me that I could actually get all the money I needed by using my home as collateral, said he knew that my late husband wouldn't want me worrying about money.
I couldn't believe I was fooled. Maybe it was because I was so desperate, but the thought that I came so close to being homeless is devastating. I felt like an old fool. I am so glad I asked for help because I couldn't bring myself to tell the kids. The volunteer attorney got them to forgive all the prepayment penalties and the local bank gave me a new loan that I could afford (the one the nice young man offered cost $100 more a month than I received to live on!) I am so grateful for the help. I still have my home and my memories.

by: Francis

QUESTIONS

  • how do i get halp.i hav go job childsupport want me to pay $334 a week without a job a i have no way of pay them . iget my 2 girls every week.i have to pay,food,shoes,and coltes.they mommy dont give them the things they need when they came to my house and this every week we go throw this what do i do ?
  • I AM 80 YEARS OLD CAN A CREDIT CARD COMPANY TAKE MY SOCIAL SECURITY IF I AM UNABLE TO PAY THE DEBT I HAVE NO OTHER INCOME
  • cant pay my monthly payments on 6 credit cards my home is paid off can they take home are no just lien
  • I have a student loan from 1979, (GSL/private type student loan), that I had to stop making payments on. The loan was sold and collections activity has resumed from Navient. The contract states that the loan is cancelled upon death or disability. Can Navient sue me for repayment -take my car etc? Thank you.
  • I have been sued for 1200.00 dollars for out of pocket expenses for medical bills by my neighbor how attack me and than lied in court ant the what ever she was believed her in stead of me and I did not do. Can they take my car? I am Social Security. All I have is my car that I still owe on. I go back and forth to the doctor and school for my AA. If they take my car I can not make it. I am below poverty level . not even 1,000.00 a month. Do I need to file for exemptions on my car and which one should I use. Do I have to file bankruptcy to file for exemptions? Or am I ok? Please help I have only a little time left I want to file an appeal & reconciliation.
  • Can a arizona bank refuse a power of attorney to cash my boyfriends paycheck if he is in prison?
  • I HAVE A LINE OF CREDIT LOAN AND A LOAN FROM ON LINE WILL THE COURT AGREE TO GET MONEY FROM RETIREMENT FROM VA SYSTEM AND SS
  • I am 80 years old and I have to move, but the rental costs are so high (I have applied to HUD 2 yrs ago but nothing available) I can hardly buy food, and I don't get food stamps in Florida My question is If I just walk away from these debts what can the creditors do to me. I don't own anything but an old car.
  • In the pass about 4 months ago I hped my niece out a couple times and paid on her Sprint account since then she has cancelled the account well since I paid on her account 4 times with my debit card Sprint has taken my money from my account since I helped her and pAid her bill 4 times took out 4000 of my money they won't help me recovery my money my bank won't help me since I helped her and pAid in the pass...i need help that was so the money we had and now nobody will help me recovery my money ..please someone any one help I never had Sprint just helped my niece out.thus is not my debit
  • One of my creditors has chosen to sue me to collect a debt. Supposedly a judgement was issued against me, but the paperwork was so confusing, I could not understand it. I do not own a home or a car and my only income is Social Security. The letter from the agency selected by the credit card company says there are various means they can use to collect. My question is, what CAN they do to me? A call to the agency got me nowhere. I am also the sole caregiver for my handicapped mother.

STORIES

  • He told me that I could actually get all the money I needed by using my home as collateral. . .
  • If you get a divorce, make sure your date of birth is on the Decree if your name is changing!. . .
  • He told me that I could actually get all the money I needed by using my home as collateral. . .

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OTHER LEGAL RESOURCES

  • State Bar of Arizona
    www.azbar.org
  • Maricopa County Bar
    www.maricopabar.org
    Referral number 602-257-4434
  • Pima County Bar
    www.pimacountybar.org
    Referral number 520-623-4625
  • National Domestic Violence Hotline
    800-799-7233
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    866-553-0893
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