Consumer Scams Story

Story

I heard a knock on the door and opening it saw a nice looking young man with a kind voice and solid handshake. He told me that he had heard about the loss of my husband and knew that he had suffered with cancer. He asked how I was doing, (he was so kind), I invited him in. He explained that he understood how financially draining long illnesses can be on the family budget and he knew I didn't want to be a burden to my children. He told me that I could actually get all the money I needed by using my home as collateral, said he knew that my late husband wouldn't want me worrying about money.
I couldn't believe I was fooled. Maybe it was because I was so desperate, but the thought that I came so close to being homeless is devastating. I felt like an old fool. I am so glad I asked for help because I couldn't bring myself to tell the kids. The volunteer attorney got them to forgive all the prepayment penalties and the local bank gave me a new loan that I could afford (the one the nice young man offered cost $100 more a month than I received to live on!) I am so grateful for the help. I still have my home and my memories.

by: Francis

QUESTIONS

  • cant pay my monthly payments on 6 credit cards my home is paid off can they take home are no just lien
  • I have congested heart failure and getting disability then went to jail.. check stop when in jail had to go to er for heart paims from jail bill collector called saying I was getting a warrant if not pay bill is that true
  • My husband died in Nov. and I am living only on Social Security. His hospital bills are now coming in. Am I, by law, obligated to pay them???
  • My 34 year old son is in debt and lives under my roof in a room I provide. I help him financially by gifting him funds from time to time. I do not claim him as a dependent and his finances are segregated from mine. I did not cosign any loan. He has been served and I expect that the court will issue a judgment. My question is, do I have to do anything special to protect my and my wife's goods from execution. Legally, they are ours, but how do I proceed if the sheriff attempts to grab them? Can he?
  • I have a student loan from 1979, (GSL/private type student loan), that I had to stop making payments on. The loan was sold and collections activity has resumed from Navient. The contract states that the loan is cancelled upon death or disability. Can Navient sue me for repayment -take my car etc? Thank you.
  • I was e mail about loan for $8000.00 and all I had to do was send three months payments in advance which I did the day when there wrer to mak a deposit to my account I got call from the tell me that I had to purchase a inserunce for the loan and all I had to do was ppay $750.00 1/2 of the cost so I had it canceled the loan and ask for my money back they told me it would take 14 to30 days befor I could get it io told I needed it back that day they said they would,this has put me in avery bad money problem because of being on ssi diabilty my bill are going to suffer and Imy credit is going to take a big hit I have to pay for a truck payment and rent and insurance I have no othere way to gover them I neeed to get them to return that money by the end of this week, I need help. I was olso scam by company out of Washington involving free gov. grant money that also menschen that they were working with the f.b.i.i lost $150.00in that.
  • Wher can i find a attorney to help me with bankruptcy
  • My husband got a loan online in 2007 and paid 288.00 a month until 2010. I now have been contacted by a debt collector who wants the so called balance to be paid by me. What is the statue of limitations and so I start making payments.
  • Should I file for bankruptcy if I cannot pay my debts?
  • My sole income is Social Security. I just received a civil summons from my old credit union for my credit card debit. Can they garnish my Social Security income? My Social Security is direct deposited into my bank account. I CAN NOT afford an attorney, just wanted to know my rights.

STORIES

  • If you get a divorce, make sure your date of birth is on the Decree if your name is changing!. . .
  • He told me that I could actually get all the money I needed by using my home as collateral. . .
  • He told me that I could actually get all the money I needed by using my home as collateral. . .

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  • State Bar of Arizona
    www.azbar.org
  • Maricopa County Bar
    www.maricopabar.org
    Referral number 602-257-4434
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    www.pimacountybar.org
    Referral number 520-623-4625
  • National Domestic Violence Hotline
    800-799-7233
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