Foreclosure

Articles and Info

Veterans Facing Foreclosure

This article discusses the Arizona Military Family Relief Fund.


The Mortgage Forgiveness Debt Relief Act

This article provides information about the Mortgage Forgiveness Debt Relief Act.


Recovering Excess Proceeds After Foreclosure of Your Home

This article explains excess proceeds, what they are and how to get them.


Renting a Foreclosure

This article discusses how tenants must be notified if they are renting a property facing foreclosure.


Mortgage Reaffirmation Requirements Bogus

When a homeowner files for bankruptcy there is most likely a lender on the home involved.

by: Diane Drain Law

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Did you know the Arizona Attorney General’s Office has a wide range of statewide assistance programs funded through the national mortgage settlement that could benefit you or people you know?

AzMortgageResource.gov


Will bankruptcy save my home from foreclosure?

Bankruptcy may be a tool to help in a foreclosure however a person should consult an attorney first.


Where can I find legal help with a foreclosure?


FORECLOSURE DEFICIENCIES IN ARIZONA: Will I still owe money after a foreclosure?

by: Arizona Foundation for Legal Services & Education

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WHAT IF I RENT A HOUSE THAT'S IN FORECLOSURE - The Protecting Tenants at Foreclosure Act

by: Arizona Foundation for Legal Services & Education

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Horne Issues National Mortgage Settlement Consumer Alert to Arizonans

This letter contains information on scams surrounding the mortgage settlement from the housing crisis of 2012. The following letter is available for historical purposes only.

by: Attorney General's Office of Victim Services (Phoenix)

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The Mortgage Forgiveness Debt Relief Act and Debt Cancellation

Under the Mortgage Forgiveness Debt Relief Act of 2007, taxpayers generally can exclude income from the discharge of debt on their principal residence or mortgage restructuring. This exception does not apply to second homes or vacation homes.

by: Internal Revenue Service

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Loan Modification Frequently Asked Questions

A Loan Modification is a permanent change in one or more of the terms of a mortgagor's loan, allows the loan to be reinstated, and results in a payment the mortgagor can afford.

by: U.S. Housing and Urban Development

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Where to Find an Attorney for Specific Legal Advice

 All legal service programs in Arizona differ, and their criteria for accepting cases vary as well. Find out what programs are available and where to go for assistance.


County Tax Assessors

Find information about your County Tax Assessor's Office and what services are available on-line.


Information for Homeowners Facing Loss of a Home

Find out the steps the lender must take and what the homeowner can do when faced with a loss of the home.

by: Volunteer Lawyers Program - Maricopa County

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Predatory Lending Schemes and Scams

Find out what abusive scams are out there and how to avoid them

by: U.S. Housing and Urban Development

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Avoiding Foreclosure of Your Home

What is foreclosure and how to avoid it before it is too late and you lose your home.

by: U.S. Housing and Urban Development

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Related Questions


Question: IF MY HOME WAS FORCLOSED ON. WITG LENDER STATING I WAS DEFAULTED ON PAYMNTS MY OAYMNTS WERE CURRENT. AND SITTING IN THE SUSPENSE ACCOUNT MONTHS OF BATH N FORTH CONTACTED BBB. CONTACTED3 ON UR SIDE ..HAVE EVRY PROOF OF DOCUMENT...THEERE WAS A MINOR INCOME REDUCTION. FOR FEW WEEKS BUT NOT ONCE MISSED OUR MORGAGE PAYMNTS.THEY KEPT SEMDING US THESE DEFAULT LETTER S 100'S OF DOLLAR SPENDINH FAXING PROOF MAILIG EXPRESS MAIL. ...SPEAKING WITH EVERY GAVECONFLICTED INFO. SO I SEND AMT THY TOLLD ME TO SND BY WU.NEVR DID I GET PAPAERS MY HOME WAS IN FORCLOSURE PROCESS OR SRVD ANTHNG & KEPT AL OUR STUF
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Question: My husband recently lost his job after working for the company for 10 years they let him go, we couldn’t afford the payment on the house with my pay so we contacted our mortgage they made partial payment plan for us for 12months so we don’t loose our home after some long time of searching for job my husband and used up all the credit cards so we couldn’t pay them all of so we filed for chapter 7 bankruptcy after that my husband found a job and we contacted our WF mortgage loan to start the payment process next thing i know ee got motion filed with the court to forclose our home what should
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Question: I owned a house in 2005- when everything boomed it was way overpriced and there was a 1st and a 2nd. I went through a divorce and lost the home as it was upside down. It went into foresclosure and I never heard another word. This now 2019 and I received a letter in the mail saying the 2nd mortgage wants to settle with me for $5000 on a $92,000 note from that house- that was 13 years ago! Can they even do that? My house was upside down and then foreclosed on and sold.
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Question: Can I get specifics on Foreclosures and how long before I go into foreclosure do have to make a payment?
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Question: Can a second (junior) mortgage Deed of trust lienholder obtain a deficiency judgment against me. The Arizona single family home foreclosed Trustee sale on September 2nd, 2014. They are just now trying to get a hold of me. There is no way I can even afford to pay. Thank you
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FIND LEGAL HELP

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OTHER LEGAL RESOURCES

  • State Bar of Arizona
    www.azbar.org
  • Maricopa County Bar
    www.maricopabar.org
    Referral number 602-257-4434
  • Pima County Bar
    www.pimacountybar.org
    Referral number 520-623-4625
  • National Domestic Violence Hotline
    800-799-7233
  • Bankruptcy Court Self Help Center
    866-553-0893
  • Certified Legal Document Preparer Program
    Link

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