Planning Ahead

questions & answers

Question: I am a double lung transplant recipient and even though my doctor says that I cannot return to work, CIGNA looked at my hospital records and a panel cancelled my waiver for my Life Insurance premiums from my employer benefits. Can they do this? My life expectancy is short, about 5 years on average. My wife and I are on disability and they want a quarter of the premium to appeal their decisions. We are debt free don't want to acquire more debt to fight this. Can someone help?

Answer: It may be in your best interest to consult an attorney. If you need help finding an attorney or need additional free or reduced legal resources try the following link to the Access to Justice page: http://azlawhelp.org/accessToJustice.cfm

QUESTIONS

  • I am a double lung transplant recipient and even though my doctor says that I cannot return to work, CIGNA looked at my hospital records and a panel cancelled my waiver for my Life Insurance premiums from my employer benefits. Can they do this? My life expectancy is short, about 5 years on average. My wife and I are on disability and they want a quarter of the premium to appeal their decisions. We are debt free don't want to acquire more debt to fight this. Can someone help?

STORIES

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  • He told me that I could actually get all the money I needed by using my home as collateral. . .
  • If you get a divorce, make sure your date of birth is on the Decree if your name is changing!. . .

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  • State Bar of Arizona
    www.azbar.org
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    www.maricopabar.org
    Referral number 602-257-4434
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    www.pimacountybar.org
    Referral number 520-623-4625
  • National Domestic Violence Hotline
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