Used Automobile Buying Tips

questions & answers

Question: What are my rights if i put a car n my name as well as the insurance for a friend, but now he will not give the ins company his information for policy. A lien was also placed on title for my court fines so i cant transfer out of my name. I dont want ti be held responsible but he's avoiding my calls.

Answer: If you have purchased a car solely in your name and purchased the insurance for the car solely in your name, then it is solely your responsibility to pay for the insurance and the car note. If you are in a cosigner situation, you may have some legal recourse to have the other person pay you for the portion of the bill/s he should be helping out with. If you can provide proof that you and someone entered in an agreement where you would place everything in your name, but the person would be responsible for the bill, then you may be able to recoup your losses and force the person to honor his agreement. If the car and insurance is solely in your name and the person is not cooperating with you, then the first step may be for you to report the car stolen. Once you have the car in your possession, it may encourage the person to honor the agreement you all made with each other. Worst case scenario, this would allow you to potentially sell the car and hopefully recoup at least some of your losses if not all.

QUESTIONS

  • What are my rights if i put a car n my name as well as the insurance for a friend, but now he will not give the ins company his information for policy. A lien was also placed on title for my court fines so i cant transfer out of my name. I dont want ti be held responsible but he's avoiding my calls.

STORIES

  • He told me that I could actually get all the money I needed by using my home as collateral. . .
  • I just helped my mother, age 89, deal with her Medicare HMO. . .
  • Age discrimination in the workplace. . .

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