Debt Collection, Garnishment, Repossession

questions & answers

Question: What is the statute of limitation on Credit Card debt?

Answer: ARS 12-548. Contract in writing for debt; six year limitation; choice of law A. An action for debt shall be commenced and prosecuted within six years after the cause of action accrues, and not afterward, if the indebtedness is evidenced by or founded on either of the following: 1. A contract in writing that is executed in this state. 2. A credit card as defined in section 13-2101, paragraph 3, subdivision (a). B. If there is a conflict between another jurisdiction and this state relating to the statute of limitations for a debt action as described in subsection A of this section, this section applies.

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  • What is the statute of limitation on Credit Card debt?

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