Debt Collection, Garnishment, Repossession

questions & answers

Question: I am being sued/summoned from Chase through a debt collector to appear in court, they came to my home and made my 16 year old daughter sign the document, This is a 6 year old debt (they sent this account in January 1st 2008 to collection) and after this date I didn't receive any collection letters. I am afraid to face charges or fees other than owed. I need legal advice please!

Answer:

Please go to the following link for the Arizona Fair Debt Collections Act:

http://protectingconsumerrights.com/debt-collection-problems/fair-debt-collection-practices-act/states/arizona/

You will find the information on the above link very helpful.  In regards to the document your daughter signed, make sure to identify if it is an actual court summons or a certified letter from the debt collector notifying you of your debt.  If it is a court summons then you are correct, you will need to appear in court about the particular account collection. You will find information in the above link that should help you prepare for your court appearance.  If it is a letter from a debt collector notifying you of the debt, then you have other options on how to handle the situation.  Again, the information in the above link should help you determine which option will be best for your situation.

QUESTIONS

  • I am being sued/summoned from Chase through a debt collector to appear in court, they came to my home and made my 16 year old daughter sign the document, This is a 6 year old debt (they sent this account in January 1st 2008 to collection) and after this date I didn't receive any collection letters. I am afraid to face charges or fees other than owed. I need legal advice please!

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