Debt Collection, Garnishment, Repossession

questions & answers

Question: What are the collection rules for credit card debt? I have a visa with a significant balance (^8K)and have just been contacted by a collection agency. I don't have the money to pay it. Can they sue me, garnish me, etc?

Answer: The Fair Debt Collection Practices Act, a federal law, regulates the activities of debt collectors and gives debtors certain rights. To find more information on the Fair Debt Collection Practices Act and the rights it gives to debtors, take a look at this article.

QUESTIONS

  • What are the collection rules for credit card debt? I have a visa with a significant balance (^8K)and have just been contacted by a collection agency. I don't have the money to pay it. Can they sue me, garnish me, etc?

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