Debt Collection, Garnishment, Repossession

questions & answers

Question: My old Apartments received a judgement for 2400 and now the collection agency is trying to get 3000. I asked for all proof of debit and judgment and all they sent was a copy of lease and the ledger from apartments adding the extra 600. Can they collect more then the judgment?

Answer: As explained in Title 12, Chapter 9, Articles 1-3 of the Arizona Revised Statutes, it is illegal to charge post-judgment interest if it is not awarded. However, it is important to review the judgment and make sure that this is the case. For instance, a person may agree to post-judgment interests in order to avoid garnishment. Furthermore, the successful party may be awarded reasonable attorney fees, to be paid by the losing party. These fees will come in addition to the judgment of debt. Pre-judgment interest and court costs may also be owed. A satisfaction of judgment provides evidence that the judgment was paid in full. If a person is unsure as to whether or not the satisfaction of judgment was filed, he/she can check the court filings of the Superior Court from which the judgment was ordered. The court records may be available online, and are definitely available in person. The following link provides the websites and locations for all Arizona courts. For further help, please consult an attorney that practices consumer law. 

QUESTIONS

  • My old Apartments received a judgement for 2400 and now the collection agency is trying to get 3000. I asked for all proof of debit and judgment and all they sent was a copy of lease and the ledger from apartments adding the extra 600. Can they collect more then the judgment?

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