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Question: what is the statute of limitations for a civil action to collect a debt?

Answer: The statute begins to run when the creditor can sue you, which is generally the first time you missed a payment and do not subsequently bring the account current. Unfortunately, in Arizona, it is not clear what the statute of limitations is for a credit card debt. If you have not have been current on your account in 3 or more years, you should talk to an attorney.

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  • what is the statute of limitations for a civil action to collect a debt?

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