Bankruptcy

questions & answers

Question: Should I file for bankruptcy if I cannot pay my debts?

Read answer

Question: I am a single mother(one child) and living on a Teacher's salary. I have a mortgage and a considerable amount of credit debt, plus student loans. I can make my house payment but am struggling to make any of the credit payments. Question is: Can I file Bankruptcy ( ch7) and keep my house. None of the debt was secured with my home.

Read answer

Question: I receive child support and am filing Chapter 7 bankruptcy due to disability. Do I claim child support as income?

Read answer

Question: I filed bankruptcy in 2003. What's the time limit on filing another one? The debts are not frivilous.

Read answer

Question: I am a 23 year old mother of two living with my parents currently. Im in school. I have debts that I need paid off. And I simply cannot do it. I recieve government assistance as far as food and cash for the children go. Can you suggest some places that will help me file bankruptcy seeing how low income I am. I need help!!! Please and thank you.

Read answer

Question: I am a 23 year old mother of two living with my parents currently. Im in school. I have debts that I need paid off. And I simply cannot do it. I recieve government assistance as far as food and cash for the children go. Can you suggest some places that will help me file bankruptcy seeing how low income I am. I need help!!! Please and thank you.

Read answer

Question: I am currently unemployed and found it very difficult to find work. I'm reaching the end of my rope with all my bills being extremely late and even though I haven't received a notice yet, I'm expecting a foreclosure notice. I would like to talk to an attorney about what my options are at this point. Thanks Alex

Read answer

Question: how can i find out if the lien has been perfected on my vehicle title ?

Read answer

Question: I am currently in debt with over 9 payday loan companies. Obviously it is starting to snowball and starting to overdraw my checking account. Is it possible to file bankruptcy on payday loans and if so what chapter would it be?

Read answer

Question: What is the homestead exemption and how it protect home owners?

Read answer

Question: When filing bankruptcy do I need to include the leased land I have in South Dakota on the schedule?

Read answer

Question: Can I file without an attorney all I have is credit card debit. and where can I get the paperwork?

Read answer

Question: If my ex-husband is going bankrupt and he is including my house because he is on the loan how will that effect me and my credit.I live here and I am making payment and have never been late.What do I need to do? THanks

Read answer

Question: I filled for chapter 13 myself without an attorney. Where can I find information on how I would respond to a Motion to Vacate Automatic stay

Read answer

Question: Can one spouse file bankruptcy without the other filing? If not,can husband and wife divorce, how long after can the one spouse file for bankruptcy

Read answer

Question: My wife and I have been married for just under a yesr. We have no joint credit. Can I file for bankruptcy along without it affecting her?

Read answer

Question: we have a 2 million dollar debt against 5 acres and our house will we loose the house if we file? Also we have 80,000in unsecured debt. How can we resolve this? we are 65 years old, and are moderatley employede.

Read answer

Question: Who is the filing fee made out to?

Read answer

Question: How do I find out if a potential client has filed for bankruptcy in the past 5 years?

Read answer

Question: Can I file for bankruptcy if my debts are $1300.00?

Read answer

Question: Concerning a Short Sale of Real Property; There are 3 liens. The 3rd lien is a voluntary one for the purchase of a home water purification system. In order to sell the property short, the Bank requires that the 3rd lien agree to be released. The lien holder is unreasonable. They ask for the original $4400 + Back Payments, Interest and Penalties which make the release amount about $10,000. Nothing less is acceptable. The Bank may allow 1 or 2 thousand dollars, no more. Can the 3rd lien be eliminated by an administrative action or through bankruptcy?

Read answer

Question: how do I apply for assistance with bankruptcy?

Read answer

Question: how do I apply for assistance with bankruptcy?

Read answer

Question: Is there a program for an inmate at Dept of Corrections to file bankruptsy?

Read answer

Question: Husband passed away February 2013, can no longer afford to pay mortgage and other bills on my own. What do I need to do to file for Bankruptcy???? Please reply. Thank you.

Read answer

Question: My debts, including my first and second mortgages were discharged in Ch. 7 bankruptcy in 2011. After BK, I contacted my landlord (BBVA Compass), to see if they would agree I stay in my house in exchange for reduced payments. They said OK, but said they couldn't provide me with any receipt or written communication of any kind. However, they are considering the second mortgage in the total owed, despite that debts like these are considered UNSECURED. Should I accept this agreement where I won't have a paper trail to rely on in case of a dispute later? Thanks!

Read answer

Question: Has there been a change in the Law That now allows an inheritance from a Sibling to be exempt? If so, in what amount? Thank you.

Read answer

Question: recently was given a Chapter 7 discharge, but Mortgage lender will not give me another loan modification because of income is not sufficient enough. I am behind in Mtg payments can I file a Chapter 13 to get caught up on delinquent mtg payments.

Read answer

Question: Does your (401K ERISA) remain exempt when filing BK7 if you pledged it as collateral to a private loan you made with someone?

Read answer

Question: I have more than $10k outstanding debt (student, loan, credit card, hospital bills, etc.) that I am unable to pay on my income(11,760) gross annually. What would be my best move to eliminate the debt, and restore credit.

Read answer

Question: My mother and father n law paid off a loan on a house I had before I married my ex husband never wanted a payment until I made him leave he was doing drugs he moved in with them then lost his job been in jail since. he supposed to pay half and me.He will never have to I was asingle mother for 14 years had to go on disability tok backtime money and got my house made all those payments and paid down 11,600 I draw ss now I have to pay them? I owe for my sons car I signed with he had surgery in school 19plus I have 3 loans.I have a son in college what do I file what do I do??what to file...Unfair!

Read answer

Question: I only have one car loan as far as debt. I only get child support as far as income ($300). I go to school full time. A year ago the house I was renting burnt down. It was an accident on my son's(17) part. I have received a bill for about $170,000 to repay the damages. Would Bankruptcy be an option? Can I file with only having this one bill? Would I lose my car since that is all I own now? Do I wait till the bill is older since I just got it?

Read answer

Question: Is there a free service for assistance in filing for bankruptcy due to credit card debt?

Read answer

Question: I made a personal loan of 20k to a friend that was due October 30, 2012. It is in writing. He lives in Flagstaff,AZ, and I live in Hawthorne, CA. He says he wants to pay me back, but cant afford it. I want my money. He may have filed bankruptcy in Flagstaff and that is what I am trying to find out. I as a creditor was never notified if he did. Can I for free find out if he filed sometime from 2008-present??? I want to recover my money, and hoping bankruptcy law will not get in the way. Thanks!

Read answer

Question: I appear for my 341 hearing and approach by a lawyer representing my creditor. I was asked to step out in the hallway and told I had two choice either agree to start repaying or surrender the things I got from them. They also sent me a certified letter. What type of motion can I file for them violating the order of stay?

Read answer

Question: I am trying to find out which chapter is best for me to file I do not want my home or car in the bankruptcy any help I was advised Chapter 7 but keep getting conflicting information can anyone assist n this question

Read answer

Question: I got an eviction notice for non-payment of rent. I filed ch.7 bankruptcy and my rent is due 6/1, but i'm moving out so do i have to pay my 6/1 rent?

Read answer