Foreclosure

questions & answers

Question: My house was due for a short sale. We had a buyer with good faith money down. The loan servicing company let the time frame lapse, did not respond to my realtor's requests, and sold the loan service subsidiary to Goldman Sachs the week after,and they took it to foreclosure. Now I have a lawyer for the HOA hounding me for $4000. The bank that owns my former property just listed it again for the price we ( my realtor and myself ) had it sold for originally. What do I do about the HOA problem? This was in Arizona. I am now living in Colorado.

Answer: A person who buys property with a homeowner's association automatically enters into the contract upon the purchasing of the property and must follow that associations rules. Each homeowner's association is different and has their own covenants, codes and restrictions commonly, referred to as CC&Rs. Arizona defines an enforceable covenant under A.R.S. 33-440. If you have reviewed your CC&Rs and believe that they are unenforceable you may need to consult an attorney.  Legal aid is currently assisting people with foreclosure and foreclosure related issues to see if they can assist you please use the online intake system.

QUESTIONS

  • My house was due for a short sale. We had a buyer with good faith money down. The loan servicing company let the time frame lapse, did not respond to my realtor's requests, and sold the loan service subsidiary to Goldman Sachs the week after,and they took it to foreclosure. Now I have a lawyer for the HOA hounding me for $4000. The bank that owns my former property just listed it again for the price we ( my realtor and myself ) had it sold for originally. What do I do about the HOA problem? This was in Arizona. I am now living in Colorado.

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