The Mortgage Forgiveness Debt Relief Act

questions & answers

Question: Have two homes, Glendale & Surprise, was living in the Glendale home until wife passed away, on 10/2006, moved to other home in Surprise right after death of Wife. Moved out of home in Glendale due to the pain so I moved to our other home in Surprise leaving my son to live in the Glendale home. During the healing time, my real estate income went so low that I lost the home to foreclosure in May of 2008, which I accepted keys for cash from Ocwen, and moved back to Glendale home. Does the home in Surprise qualify for Mortgage Forgiveness Debt Relief, since I was living there for 1 1/2 years.

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Question: my brother does a work to a company and he die

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Question: my brother does a work to a company and he die

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Question: can i evict a renter for breaking the rules with a 30 day notice

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Question: Hoping I picked the right category. In January of this year (2017) I received a 1099-C from the bank cancelation of debt from a Home Equity Line. Does the bank need to release the lien or deed that was recorded when the HEL was established? How do I know they truely forgave the debt or if there is still some backdoor for them to collect should I sell or refi the home? I only received the 1099-C nothing else. And at the Maricopa recorders office no release was recorded. What do I need to do to have them release it. Is there a time frame that the bank is required to file a release?

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QUESTIONS

  • my brother does a work to a company and he die
  • can i evict a renter for breaking the rules with a 30 day notice
  • Hoping I picked the right category. In January of this year (2017) I received a 1099-C from the bank cancelation of debt from a Home Equity Line. Does the bank need to release the lien or deed that was recorded when the HEL was established? How do I know they truely forgave the debt or if there is still some backdoor for them to collect should I sell or refi the home? I only received the 1099-C nothing else. And at the Maricopa recorders office no release was recorded. What do I need to do to have them release it. Is there a time frame that the bank is required to file a release?
  • Have two homes, Glendale & Surprise, was living in the Glendale home until wife passed away, on 10/2006, moved to other home in Surprise right after death of Wife. Moved out of home in Glendale due to the pain so I moved to our other home in Surprise leaving my son to live in the Glendale home. During the healing time, my real estate income went so low that I lost the home to foreclosure in May of 2008, which I accepted keys for cash from Ocwen, and moved back to Glendale home. Does the home in Surprise qualify for Mortgage Forgiveness Debt Relief, since I was living there for 1 1/2 years.
  • my brother does a work to a company and he die

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OTHER LEGAL RESOURCES

  • State Bar of Arizona
    www.azbar.org
  • Maricopa County Bar
    www.maricopabar.org
    Referral number 602-257-4434
  • Pima County Bar
    www.pimacountybar.org
    Referral number 520-623-4625
  • National Domestic Violence Hotline
    800-799-7233
  • Bankruptcy Court Self Help Center
    866-553-0893
  • Certified Legal Document Preparer Program
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