questions & answers

Question: I was discharge from bankruptcy chapter 13 in march of 2013. the main purpose was to keep my home which I owed $1,300. at the time of my bankruptcy in 2009 I had quantum servicing as my servicer. and as 8-2013 I have statebridge. they say that I am behind on my payments as of 1-2012 because thats how quantum gave them my account. my trustee paid quantum in 2010 the $1,300 how can they say I owe money. I have been trying to get a hold of quantum to have them explain the situation with no luck. now im in foreclosure again. I know something illegal is going on with the servicing companies,but I

Answer:

Unfortunately, this scenario you describe is very fact specific and there is no way to generalize an answer. We cannot offer legal advice and so cannot delve into the specifics of how the law applies to your situation. Housing matters can be extremely complicated. We recommend that you speak to an attorney as soon as possible--these matters can be highly time sensitive. Find more information about finding an attorney here [http://azlawhelp.org/articles_info.cfm?mc=3&sc=20&articleid=129]

You can also get foreclosure information at: http://www.azlawhelp.org/foreclosurehelp.cfm