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Consumer Issues / Bankruptcy

QUESTIONS

  • can your wages be garnished by an employer without a judgment
  • I have just started to get my wages garnished agian from a car loan I had with a bank five years ago. I started a new job and was getting garnished from my last employment I had gotten my total down more then half and now that they have started garnishing at my new employment the total I owe has more then doubled off my original balance in which they sued me for in the beginging, my question is just how much intrest can a bank (not a collection agency) charge on a defaulted loan that is in the process of being garnished legally? I will end up being garnished for the next 6 years at this rate.
  • Isn't it illegal for a bank to charge a recurring fee for an overdraft? I am now facing court and legal fees if I am not able to pay the collection agency a lump sum of money or $100 payments toward the full debt with interest accumulating at 18% every day. Is this legal?
  • Hello! Back in 2000 my vehicle was repossed, this loan showed up on my credit report until 2006.I have checked my credit report every year after that and this account is no longer showing up. Just recently I recieved a phone call from a collection agency regarding this account. Are they allowed to do this? Do they have the right to after 3 years of this account falling off my credit report to start reporting it again? Thank You
  • I have had credit card debt for years that I have not paid on how long can they harassess me by state lasw
  • I am being sued/summoned from Chase through a debt collector to appear in court, they came to my home and made my 16 year old daughter sign the document, This is a 6 year old debt (they sent this account in January 1st 2008 to collection) and after this date I didn't receive any collection letters. I am afraid to face charges or fees other than owed. I need legal advice please!
  • If your car is repoed how long do u have to get it back
  • My old Apartments received a judgement for 2400 and now the collection agency is trying to get 3000. I asked for all proof of debit and judgment and all they sent was a copy of lease and the ledger from apartments adding the extra 600. Can they collect more then the judgment?
  • My wife and I were sued for unsecured debt. We have two minor children that both have a bank account with my wife on each. The creditor seized thier accounts. My daughter has a babysitting job she does, and my son's account was set up to recieve his student financial aid. Luckily, he had already purchased books and payed for his summer classes. I have heard that Federal student aid was exempt from this. What can we do to stop this and can we get our sons school money back?
  • Say a debt collector calls you, and you offer a monthly payment because thats is all you can afford. They say no thats not enough, you have to pay more.Then when you tell them you cannot afford anything more. they threaten to garnish your wages. It has been quite sometime since they have sent me any corospondance in regard to this debt, and so I thought it had been written off due to the facit it is on my credit as a bad debt. What  should I do in this matter?

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FIND LEGAL HELP

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OTHER LEGAL RESOURCES

  • State Bar of Arizona
    www.azbar.org
  • Maricopa County Bar
    www.maricopabar.org
    Referral number 602-257-4434
  • Pima County Bar
    www.pimacountybar.org
    Referral number 520-623-4625
  • National Domestic Violence Hotline
    800-799-7233
  • Bankruptcy Court Self Help Center
    866-553-0893
  • Certified Legal Document Preparer Program
    Link

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