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Hi, I was wondering what my rights were and what my responsibility is. I purchased a truck in 2008 and traded in my truck I had to a dealer. the dealer was responsible for paying off the trade, they sent a check to my finance company and the finance company immediately issued a receipt pay in full and that the loan was satisfied. but the check had bounced from the dealer and the dealer went out of business. im not currently being contacted but it is showing up on my credit report.can I have this removed off my credit or can they make me try to pay this?
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Can an ex husband have his ex wife charged with theft and fraud for using his credit card when he told her to do so. She signed his name as instructed by her husband at the time.
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I was applying for a house, and found that I had a bill from a former apartment complex on my credit report that I was never given notice of. The apartment complex has never tried to contact me, and now it is in collections. I lived in this apart. over 3 years ago. Don't they have to give me some sort of documentation to tell me I had an outstanding charge? Now that it is in collections the apart complex wont talk to me. do they need proof?
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I have been served papers from an Atty's office that I've never heard off, from a Company they're representing, that again I've never heard of stating that I had a Visa card from US Bank, and again I've never have had one, and also they used my nickname, which I would never open a credit card with that name, now, they're suing me for 2,800 and Im not sure where to go from here...I can't afford much for an attorney.
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A credit card company recently bumped our % rate based a payment that was 4 days late. We cannot make the new payment and they refuse to work with us. Is it better to make partial payments or no payments from a legal standpoint?