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    Are you a savvy senior? Would you like to be? Attorney Kenneth F. Hegland breaks down some of the most complicated issues that surround us and those we love as we age. — Watch videos.

QUESTIONS

  • I have to do a 50-50 split of net equity; $412000 (appraisal value)-$380214.57 (mortgage)=$31785.43/2=$15892.72 due to ex. I am doing a Refi, but as a veteran I can only borrow up to $417,000 at 90% LTV which then means there is no equity to disburse but I was told that is my problem and I still owe. Now can I deduct broker's commission from equity even though there is no sale? Or is there anything else I can deduct? Because I don't have over $15,000 to buy him out. I did invest over $22000 of my own money for home improvements, does this count for anything? What are my options at this point?
  • What if someone in my household already receives food stamps each month? Can I still receive food stamps under the same household?
  • I own my home/rent lot, in 55+ m/h park, my house burnt down 3/7 I was told my responsibility to move it. I don't know how, and I can't afford. LL states will move it if I sign over title. Is that ok? What's the catch? Can I still live in this park? Is this a usual practice? Please advise, I want to stay in this park
  • I have decided that it is safe for my son to be able to see his dad without the visitation being supervised by myself or someone I deem appropriate which is stated in our divorce decree. I have sole legal and physical custody. How do I go about changing the order so that visitation does not require supervision so that I can't get in trouble?
  • Does the Late Fee Fairness Amendment Act Of 2016 also apply to mobile home park owners? I own my mobile but rent the lot. My landlord charged me a late fee on a late fee, but all of my rent has been paid on time. They claim that they can't apply my rent check for Dec. because it's not the full amount of my account, which includes the late fees. The late fee was because I was disputing the water bill and wasn't paying until we were able to speak about it on the phone, which was past the date that rent is due. They said they would waive the late fees, then reneged.
  • A judgment has been issued on me for an unpaid credit card balance of $1320.00. Can the lawyers handling this force the sale of my possessions. I live solely on Widow's Pension of $1040 per month.
  • Do I have a case if I have been discrinated against and denied a job due to a disability?
  • My wife and I weren't married when our first two children were born, shortly after the second we married now we are divorcing my name is on the birth certificates and they carry my last name she isn't letting me have them can u tell me how much rights I have to visitation
  • My mother owns the property. I rent from her. She is allowing me to sublet rooms. What kind of document do I need to have power to manage? To make contracts and to evict?
  • When does a foreclosure come off a credit report? Seven years from the date the loan went into foreclosure, from the date of last payment or from the date of the sale at auction?

STORIES

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FIND LEGAL HELP

  • Please select your county of residence below.

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OTHER LEGAL RESOURCES

  • State Bar of Arizona
    www.azbar.org
  • Maricopa County Bar
    www.maricopabar.org
    Referral number 602-257-4434
  • Pima County Bar
    www.pimacountybar.org
    Referral number 520-623-4625
  • National Domestic Violence Hotline
    800-799-7233
  • Bankruptcy Court Self Help Center
    866-553-0893
  • Certified Legal Document Preparer Program
    Link

ORGANIZATIONS