Debt Collection, Garnishment, Repossession Article


Bankruptcy 101 Videos

IMPORTANT WARNING: These videos are not intended to give you legal advice, and they are not a substitute for legal advice specific to your situation that you should obtain from a qualified attorney. Go to the State Bar of Arizona website at http://www.azbar.org/ to find a bankruptcy attorney.

To watch the videos, click here.

The Bankruptcy 101 educational videos have been provided as a gift from the following organizations and individuals: The American College of Bankruptcy Foundation, The Arizona Foundation for Legal Services and Education, The Arizona State Bar Bankruptcy Section, The United States Trustees Office, The Arizona State University College of Law, The National Association of Consumer Bankruptcy Attorneys and many volunteer attorneys.


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QUESTIONS

  • In my daughter's divorce decree it states that her ex-husband pay me $3,900.00 at $50.00 per month, they were divorced May of 07. I haven't received a dime, is there a statue of limitations on this?
  • I had my wages garnished last year. Judgment creditor filed a motion to show cause against the garnishee. Garnishee was ordered to pay the outstanding balance now the same creditor is garnishing my checks again. What about the judgment against the garnishee is this legal?
  • I have a credit card debt from 2004 that has been sold to a collector. Can there be garnishment to wages or just go after assets. Was served papers today. There was already a judgement about a year ago. Now I go another one.
  • My mother is 89 & recieved notice of a civil suit being filed against her for a debt. She has dimensia and severe memory loss. The court & rules state she must file an answer, or an att., which she cannot afford. I have durable power of att., but court said i can't file for her. She is incompetent to deal with most anything these days. Help please?
  • I helped my fiancé purchase a new car. I have good credit and got a great rate. She's making the payments but moved out and I don't know where she is. As long as she's making the payments I'm OK, right? If she stops payments that would not be good. What is the worse that can happen? If I have the spare key and were to get the car back is it considered stealing since the car is in my name?
  • I'm a mobile tool vendor and has sold a tool to a individual who refuses to pay and will not return it, how can I collect from this person?
  • Hello! Back in 2000 my vehicle was repossed, this loan showed up on my credit report until 2006.I have checked my credit report every year after that and this account is no longer showing up. Just recently I recieved a phone call from a collection agency regarding this account. Are they allowed to do this? Do they have the right to after 3 years of this account falling off my credit report to start reporting it again? Thank You
  • After a Judgement has been paid in full through a writ of garnishment can a creditor claim that there is still money owed to his client? In this case the amount in the judgement is less than what the client turned into the creditor plus a 40% collection fee. And after the judgement was paid in 2005 no further notification was received as to any extra amounts being due. I have just now received notice that I owe this outstanding blance plus 4 years of interest. This is still the original creditor from 2005.
  • my wife had a car repossessed three plus years ago. can the collection agency come after me as a spouse and possibly garnish wages if i have no involvement
  • Is a debt consider legally binding if it is more than 7 years old?

STORIES

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FIND LEGAL HELP

  • Please select your county of residence below.

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OTHER LEGAL RESOURCES

  • State Bar of Arizona
    www.azbar.org
  • Maricopa County Bar
    www.maricopabar.org
    Referral number 602-257-4434
  • Pima County Bar
    www.pimacountybar.org
    Referral number 520-623-4625
  • National Domestic Violence Hotline
    800-799-7233
  • Bankruptcy Court Self Help Center
    866-553-0893
  • Certified Legal Document Preparer Program
    Link

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