Debt Collection, Garnishment, Repossession Article


Bankruptcy 101 Videos

IMPORTANT WARNING: These videos are not intended to give you legal advice, and they are not a substitute for legal advice specific to your situation that you should obtain from a qualified attorney. Go to the State Bar of Arizona website at http://www.azbar.org/ to find a bankruptcy attorney.

To watch the videos, click here.

The Bankruptcy 101 educational videos have been provided as a gift from the following organizations and individuals: The American College of Bankruptcy Foundation, The Arizona Foundation for Legal Services and Education, The Arizona State Bar Bankruptcy Section, The United States Trustees Office, The Arizona State University College of Law, The National Association of Consumer Bankruptcy Attorneys and many volunteer attorneys.


Comments:

QUESTIONS

  • My trial was scheduled more than 10 months after the Plaintiff filed a lawsut. It has been over 2 months since my trial and there has been no ruling. Can I file a post trial motion to dismiss based on the 10 month rule in Az? This is a civil debt matter and I filed everything in a timely fashion. At trial the judge halted the trial half way thru as he said he was unfamiliar with the new amended AZ laws. It has been over 365 days since they file a complaint and over 2 months since we both gave him our memorandum of case law after trial. Question is should I wait for a decision or file a motion?
  • Hello! Back in 2000 my vehicle was repossed, this loan showed up on my credit report until 2006.I have checked my credit report every year after that and this account is no longer showing up. Just recently I recieved a phone call from a collection agency regarding this account. Are they allowed to do this? Do they have the right to after 3 years of this account falling off my credit report to start reporting it again? Thank You
  • WE have paid a photographer $600 for items he has never provided and he now refuses to speak to us. We are based in the UK but I have family in Arizona who will attend on my behalf and we feel that a simple claim might just be ignored. Question is : How can we best ensure that we will have maximum clout when approaching the reclaimation of our monies? If your answer is to employ a lawyer, may we have a list local to Tucson, thank you
  • i lived in home and left due to domestic violence. the property manger recieved my order of protection and allowed me to vacate. 6 years later my check is being garnished for unpaid rent and attorney fees. they got a judgement from the court and a collection agency is who garnished my check. i have to pay over 4000 dollars. I thought since domestic vioelnece i was able to leave according to 33-318.
  • My husband recently passed away and I found out he took out a signature loan from a credit union. I'm not on the account, I had nothing to do with the loan, and my income was not part of the application process. Am I required to repay this loan?
  • Can a credit card company sell thier old receivables/ debt for a lessor amount and the new so collection company collect at the old debt rate?
  • What is the statute of limitation on Credit Card debt?
  • I currently have a wage garnishment in place (am going to file bankruptcy but havent finished paying all amts yet) after 1st garnishment i fell at home breaking ankle dr. put me on short term disability, I pay into this thru work and have received disability insurance payments, my question is can my disablity payments be garnished (my wk's corp ofc is in Ohio, payroll dept there not entirely sure)or is it considered exempt
  • can the bank attach your account from a different bank
  • Hello...I was served court documents about a credit card that was defaulted on. I paid my last 1000.00 to a service who was supposed to stop it I now received in The mail that they got a default judgement against me I need help

STORIES

  • He told me that I could actually get all the money I needed by using my home as collateral. . .
  • I just helped my mother, age 89, deal with her Medicare HMO. . .
  • He told me that I could actually get all the money I needed by using my home as collateral. . .

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FIND LEGAL HELP

  • Please select your county of residence below.

    County:
     

OTHER LEGAL RESOURCES

  • State Bar of Arizona
    www.azbar.org
  • Maricopa County Bar
    www.maricopabar.org
    Referral number 602-257-4434
  • Pima County Bar
    www.pimacountybar.org
    Referral number 520-623-4625
  • National Domestic Violence Hotline
    800-799-7233
  • Bankruptcy Court Self Help Center
    866-553-0893
  • Certified Legal Document Preparer Program
    Link

ORGANIZATIONS

Documents

.pdf  Introduction to Garnishment ReadSpeaker

.pdf  Fair Debt Collection ReadSpeaker

RELATED ARTICLES

You and the Law: Fair Debt Collection

Wage Garnishment for Payment of Child Support

Where to Find an Attorney for Specific Legal Advice

Mortgage Reaffirmation Requirements Bogus

Stipulated Judgments

LINKS

Arizona Office of the Attorney General

Federal Reserve Online

Federal Consumer Action Handbook Online

Garnishment - Introduction

Garnishment of Earnings Forms Packet and Information from the Supreme Court of Arizona

See More...