Debt Collection, Garnishment, Repossession Article


Bankruptcy 101 Videos

IMPORTANT WARNING: These videos are not intended to give you legal advice, and they are not a substitute for legal advice specific to your situation that you should obtain from a qualified attorney. Go to the State Bar of Arizona website at http://www.azbar.org/ to find a bankruptcy attorney.

To watch the videos, click here.

The Bankruptcy 101 educational videos have been provided as a gift from the following organizations and individuals: The American College of Bankruptcy Foundation, The Arizona Foundation for Legal Services and Education, The Arizona State Bar Bankruptcy Section, The United States Trustees Office, The Arizona State University College of Law, The National Association of Consumer Bankruptcy Attorneys and many volunteer attorneys.


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QUESTIONS

  • After a Judgement has been paid in full through a writ of garnishment can a creditor claim that there is still money owed to his client? In this case the amount in the judgement is less than what the client turned into the creditor plus a 40% collection fee. And after the judgement was paid in 2005 no further notification was received as to any extra amounts being due. I have just now received notice that I owe this outstanding blance plus 4 years of interest. This is still the original creditor from 2005.
  • WHEN THE COURT HAS RULED ON A CHANGE IN A GARNISHMENT HEARING IS THE COURT COMPELLED TO NOTIFY ALL PARIES CONCERNED IN WRITING?
  • I have a law suit filed against me from a debt collection agency for $700 the original debt on this was $300 they have added $400 in late fees now i have to file an anwser to the complaint to the court, and help with a few affirmative defenses?? i can use for this this is a compant that has bought the debt not orginal credit card co
  • Is a debt consider legally binding if it is more than 7 years old?
  • How can I negotiate a reduction in the amount garnished by the U.S. Department of Education.
  • I received a loan check from a company I previously had a loan with at one time. The check had only my name and I was the only one to sign it. Now, due to being laid off, a judgement has been entered and they will begin garnishing my wages. However, they also included my now ex-husband in the judgement and are going to garnish his wages. How can they do this if the loan was in my name only?
  • Hello! Back in 2000 my vehicle was repossed, this loan showed up on my credit report until 2006.I have checked my credit report every year after that and this account is no longer showing up. Just recently I recieved a phone call from a collection agency regarding this account. Are they allowed to do this? Do they have the right to after 3 years of this account falling off my credit report to start reporting it again? Thank You
  • A neighbor verbally agreed to pay half of the cost to replace a shared section of backyard fence after it blew down from a storm. She said she couldn't pay at the time but would pay later, and never has. She will not answer her door or phone, so I sent a certified letter but no response. Other neighbors paid when job was complete. She owes me $378. I want to avoid small-claims court but can't find information about mediation. What are my options?
  • CAN MY WAGES BE GARNISHED DUE TO PAST MEDICAL BILLS?
  • If I have received a release of garnishment can they re file an application for garnishment?

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FIND LEGAL HELP

  • Please select your county of residence below.

    County:
     

OTHER LEGAL RESOURCES

  • State Bar of Arizona
    www.azbar.org
  • Maricopa County Bar
    www.maricopabar.org
    Referral number 602-257-4434
  • Pima County Bar
    www.pimacountybar.org
    Referral number 520-623-4625
  • National Domestic Violence Hotline
    800-799-7233
  • Bankruptcy Court Self Help Center
    866-553-0893
  • Certified Legal Document Preparer Program
    Link

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