Bankruptcy Article


Debtor Resources

The person filing the case is called the “Debtor.” The Debtor Help section of the U.S. Bankruptcy Court website contains basic information a debtor may need to know during the bankruptcy process. The Debtor Help information is organized into these categories: “Before You File,” “When You File,” “After You File,” and “Frequently Asked Questions” (FAQs).

Debtor resources are available through the U.S. Bankruptcy Court, District of Arizona website.


Comments:

QUESTIONS

  • Concerning a Short Sale of Real Property; There are 3 liens. The 3rd lien is a voluntary one for the purchase of a home water purification system. In order to sell the property short, the Bank requires that the 3rd lien agree to be released. The lien holder is unreasonable. They ask for the original $4400 + Back Payments, Interest and Penalties which make the release amount about $10,000. Nothing less is acceptable. The Bank may allow 1 or 2 thousand dollars, no more. Can the 3rd lien be eliminated by an administrative action or through bankruptcy?
  • we have a 2 million dollar debt against 5 acres and our house will we loose the house if we file? Also we have 80,000in unsecured debt. How can we resolve this? we are 65 years old, and are moderatley employede.
  • Can I file without an attorney all I have is credit card debit. and where can I get the paperwork?
  • I receive child support and am filing Chapter 7 bankruptcy due to disability. Do I claim child support as income?
  • When filing bankruptcy do I need to include the leased land I have in South Dakota on the schedule?
  • Is there a program for an inmate at Dept of Corrections to file bankruptsy?
  • I made a personal loan of 20k to a friend that was due October 30, 2012. It is in writing. He lives in Flagstaff,AZ, and I live in Hawthorne, CA. He says he wants to pay me back, but cant afford it. I want my money. He may have filed bankruptcy in Flagstaff and that is what I am trying to find out. I as a creditor was never notified if he did. Can I for free find out if he filed sometime from 2008-present??? I want to recover my money, and hoping bankruptcy law will not get in the way. Thanks!
  • Husband passed away February 2013, can no longer afford to pay mortgage and other bills on my own. What do I need to do to file for Bankruptcy???? Please reply. Thank you.
  • Can one spouse file bankruptcy without the other filing? If not,can husband and wife divorce, how long after can the one spouse file for bankruptcy
  • Has there been a change in the Law That now allows an inheritance from a Sibling to be exempt? If so, in what amount? Thank you.

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FIND LEGAL HELP

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OTHER LEGAL RESOURCES

  • State Bar of Arizona
    www.azbar.org
  • Maricopa County Bar
    www.maricopabar.org
    Referral number 602-257-4434
  • Pima County Bar
    www.pimacountybar.org
    Referral number 520-623-4625
  • National Domestic Violence Hotline
    800-799-7233
  • Bankruptcy Court Self Help Center
    866-553-0893
  • Certified Legal Document Preparer Program
    Link

ORGANIZATIONS

Documents

Horne Issues National Mortgage Settlement Consumer Alert to Arizonans ReadSpeaker

RELATED ARTICLES

You and the Law: Fair Debt Collection

U.S Bankruptcy Court Debtor Help

Where to Find an Attorney for Specific Legal Advice

Informational Pamphlets for Filing Without an Attorney (Pro Se)

U.S. Bankruptcy Court District of Arizona Self Help Center

Creditor Resources

Bankruptcy 101 Videos

Horne Issues National Mortgage Settlement Consumer Alert to Arizonans

FORECLOSURE DEFICIENCIES IN ARIZONA: Will I still owe money after a foreclosure?

Will bankruptcy save my home from foreclosure?

LINKS

Federal Consumer Action Handbook Online

Federal Trade Commision