Car Accidents Article
Will My Car Insurance Rates Go Up?
Under Arizona law, if you have not caused or significantly contributed to the cause of an accident, your car insurance rates or premiums cannot be raised. Specifically, A.R.S. § 20-263 provides: “ No insurer shall increase the motor vehicle insurance premium of an insured as a result of an accident not caused or significantly contributed to by the actions of the insured. Any insurer which increases the premium as a result of accident involvement shall notify the insured of the reason for such increase.”
This article is intended for informational purposes only and does not constitute legal advice or establish an attorney/client relationship.
Contributing Attorney: Sam Saks. Sam is the founder of Legal Aid of Arizona and a partner at the law firm of Guidant Law
Comments:
QUESTIONS
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If I bring a letter from my insurance company stating all claims have been satisfied to the district attorney will this help reducing my fine
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My ex wife was in a car accident in my vehicle and she was at fault. the car had no auto insurance during the accident, now the other parties insurance is suing us. I lend her my car while we where going through a divorce so she could drive our son around. her and i agreed verbal she would cover the insurance (she only did it for a few months apparently and let it laps), i was not aware she did not pay the insurance and was driving with a suspended licence. She is saying i am responsible for the fees is this true?
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Can a UIM claim be offset by another Insurance policy if a s small portion of the claim was already paid out by secondary insurance company? So let's say I was paid out $50,000 by my personal policy but my claim is worth 100,000. Can the other Insurance offset the 50,000 I've already been paid leaving them to only pay me another 50,000 or can I collect the full 100,000 from them?
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I was suppose to receive 25,000$ when I turned 18. Well when I turned 18 and tried to see if the money was in my bank account they had told me it was all spent. How would the bank let my parents withdraw my money? I'm the one who sufferd from my car crash, is it against the law for the bank to let my parents withdraw all of that money? Because I never seen a dime.
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My 16 year old son was taken in a fatal car crash. My ex wife and I have been divorced for years and I had sole custody of my son. She is trying to claim the insurance from the wreck after I had filed my claim. What are the laws on this certain situation?
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My dad was killed by a drunk driver 2 years ago and I heard that I can get $5000
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I was involved in a very minor collision resulting in minimal vehicle damage & no bodily harm. Accident occurred on a private parking lot which cops would not respond to so there is no reports or documentation of either parties accounts an recollection leading up to accident. Insurance information was exchanged and both parties drove away upon learning no police report would be taken. Months following were an unstable time for me and incident slipped my mind. Until this week even I received a collection letter which to the best of my knowledge is a subrogation notice. With my brief research on this, it's my understanding that I've been deemed at fault. And the insurer of other party has issued a payment covering their damage. Which they are now seeking reimbursement through me. Can I dispute or appeal an how is this done? I firmly believe that the fault is that of the other driver or at least not solely of my own, based on design and layout of parkway's as well as location of impact and damage indicated on both vehicles.
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I need some help to understand if I have a case to pursue legal action: I was in an accident 9/26/15: my car was hit by a truck. The driver of the truck was not the owner of the truck. It has been a struggle to navigate through the insurance(s). I did get my car fixed and owner of the truck's insurance paid for repairs, and my chiropractor bills are pending... my insurance paid for the $500 we paid out of pocket, and my rental car. The remaining item open is "diminished value" - they offered $250 for my 2008 Lexus ES350 (under 50K miles), but I need advice to settle or pursue legal action
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Had a car pulled out in front of me and I hit him broadsided and totaled my motorcycle and have injuries. He was cited and I found out 3 weeks later he has no insurance. What can I do?
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I was in a auto accident(rear ended)insured resides in Az. His Insurance company is located in Ca. I want to take his insurance co. to a Small Claims Court in Az. How do I serve summons to the Insurance Co. since Insurance is located in CA. but it does business in Az.(out of venue)
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