Caregivers Story


I just helped my mother, age 89, deal with her Medicare HMO. Her primary care doctor referred her to a specialist for a nerve conduction study to see if she was a candidate for carpal tunnel surgery. The office staff did not realize that they were required to get prior authorization for that procedure and the HMO denied coverage for the procedure.
My mother got a bill for over $2000. I helped her go through the grievance process to ensure she met the deadlines and used language that would help her case. I argued that the elderly do not fully understand all the fine print in their insurance contracts, and they rely on their primary care doctor to send in the proper forms and get care authorized for them. The HMO reversed its decision and paid the claim.

by: S.


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  • I have been taking care of my boyfriends dad 24/7 for over a year and was promised i would be paid when they were able establish Gardianship.and access his accounts what do i need to have as proof that i took care of him.
  • Is it legal for a caregiver to take funds from their patients and can you give case precedents? Also does this apply to power of attorney too?
  • I have Durable Power of Attorney for my mother who is in a nursing home. Does this obligate me for her debts?
  • Can a sister who has power of attorney,request that the assistant living facility where our elderly mother resides, take my name(mother's son) off of the emergency / hospital notification list? What is the legal procedure to get this reversed?
  • If a single adult is injured and unable to make any decisions, will the court appoint a family member to become their guardian? If so, how is this done?
  • Does a caregiver have to sign a rental agreement with my landlord? If not, what proof do I need.
  • I live in another state, mother lives in AZ. are all POA's from state to state? Do I need to get a POA from AZ for her?
  • I have conservatorship and guardianship for my dad. I am the trustee of my dad`s trust. how do I get him out of the court system?
  • I have been mostly supported by my spouse the last few years. After a heart attack, I am no longer able to work and trying to get on social security so I can eventually receive medicare. Social security told me that I have not worked enough quarters the last 15 years to qualify. What about all the years before that?
  • Do I need long-term care insurance?


  • Age discrimination in the workplace. . .
  • He told me that I could actually get all the money I needed by using my home as collateral. . .
  • He told me that I could actually get all the money I needed by using my home as collateral. . .



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