Caregivers Story

Story

I just helped my mother, age 89, deal with her Medicare HMO. Her primary care doctor referred her to a specialist for a nerve conduction study to see if she was a candidate for carpal tunnel surgery. The office staff did not realize that they were required to get prior authorization for that procedure and the HMO denied coverage for the procedure.
My mother got a bill for over $2000. I helped her go through the grievance process to ensure she met the deadlines and used language that would help her case. I argued that the elderly do not fully understand all the fine print in their insurance contracts, and they rely on their primary care doctor to send in the proper forms and get care authorized for them. The HMO reversed its decision and paid the claim.

by: S.

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QUESTIONS

  • I miss ssed my last court date and I want to know if I am able to refile for grandparents gaurdingship ship
  • why can`t a 73yr. old mother/caretaker of a 41yr. old adult, receive extra income besides her & his soc, sec.?
  • I have been mostly supported by my spouse the last few years. After a heart attack, I am no longer able to work and trying to get on social security so I can eventually receive medicare. Social security told me that I have not worked enough quarters the last 15 years to qualify. What about all the years before that?
  • Do I need long-term care insurance?
  • Where can I get AZ State Certification as a Caregiver?
  • I am my mother's caregiver. She is 87 years old and requires me to be home 24/7. I cannot get a job because of this situation. Is there compensation for me as a caregiver through her health benefit plan, medicare or some other avenue. I am glad to be her caregiver but it has put a strain on us financially. Thank you.
  • My mother passed away. She does have a will and I was nominated as the executer and trustee. I am the sole beneficiary. She only has a bank account but when the account was setup nobody was on the account but her. no payable unpon death. What is required by the bank for me to access the account to begin paying for her expences? Her will did state that I shoud have immediate access without going through the courts.
  • I am the single mother of a severly multiply disabled child. Before moving to Phoenix last year I lost conservatorship of my son's estate. It is very difficult to get things paid for through the court-appointed fiduiary and I don't plan on moving back to detroit. What steps do I need to take to regain the conservatorship?
  • I have conservatorship and guardianship for my dad. I am the trustee of my dad`s trust. how do I get him out of the court system?
  • Power of attorney form

STORIES

  • He told me that I could actually get all the money I needed by using my home as collateral. . .
  • He told me that I could actually get all the money I needed by using my home as collateral. . .
  • If you get a divorce, make sure your date of birth is on the Decree if your name is changing!. . .

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