Caregivers Story

Story

I just helped my mother, age 89, deal with her Medicare HMO. Her primary care doctor referred her to a specialist for a nerve conduction study to see if she was a candidate for carpal tunnel surgery. The office staff did not realize that they were required to get prior authorization for that procedure and the HMO denied coverage for the procedure.
My mother got a bill for over $2000. I helped her go through the grievance process to ensure she met the deadlines and used language that would help her case. I argued that the elderly do not fully understand all the fine print in their insurance contracts, and they rely on their primary care doctor to send in the proper forms and get care authorized for them. The HMO reversed its decision and paid the claim.

by: S.

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QUESTIONS

  • Do I need long-term care insurance?
  • I am in probate I hga ve a title that is in my maiden name and my deceased mother had a lien on it with the department of dmv probate said I had to get legal advice how to lift this lien off this title because she has to no the lien amount because its taxable but dmv said they don't require a amont on lien can someone help me please what do I need to do
  • Is it legal for a caregiver to take funds from their patients and can you give case precedents? Also does this apply to power of attorney too?
  • I have had someone living with me for the past 3 years as somewhat of a caregiver. I have lupus and Fybromyalgia and there are days when I can not function. I never know when something will happen. I live in an apartment andhave for 6 years. All the other managers knew that someone was with me and why and it was okay. Now we have a new management company who said that he has to fill out a credit report and since he is not working, they said that he has to let them know who is buying the soap, toilet tissue, toothpaste, etc. Since he does not have a job, he does get food stamps. Now, my question is..is it legal for them to ask him who pays for what. I don't think they can ask him that because that has nothing to do with adding him to the lease.
  • I live in another state, mother lives in AZ. are all POA's from state to state? Do I need to get a POA from AZ for her?
  • How do we change the guardianship of my mentally disabled bother from my mother who is now ill herself, to another family member? Also is it possible to have more than one guardian? This would help to prevent this situation in the future if it was possible.
  • If a single adult is injured and unable to make any decisions, will the court appoint a family member to become their guardian? If so, how is this done?
  • I have had my elderly parents living with me for the last 2.5 years. We have had to buy a larger house to accommodate them plus our children. How much of the household expenses (mortgage, utilities, food, etc.) can they contribute to (they have IRA's and social security) without a tax problem for me. I do not claim them as dependents on my taxes.
  • I have Durable Power of Attorney for my mother who is in a nursing home. Does this obligate me for her debts?
  • My mother passed away. She does have a will and I was nominated as the executer and trustee. I am the sole beneficiary. She only has a bank account but when the account was setup nobody was on the account but her. no payable unpon death. What is required by the bank for me to access the account to begin paying for her expences? Her will did state that I shoud have immediate access without going through the courts.

STORIES

  • He told me that I could actually get all the money I needed by using my home as collateral. . .
  • If you get a divorce, make sure your date of birth is on the Decree if your name is changing!. . .
  • He told me that I could actually get all the money I needed by using my home as collateral. . .

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