Consumer Scams Story

Story

I heard a knock on the door and opening it saw a nice looking young man with a kind voice and solid handshake. He told me that he had heard about the loss of my husband and knew that he had suffered with cancer. He asked how I was doing, (he was so kind), I invited him in. He explained that he understood how financially draining long illnesses can be on the family budget and he knew I didn't want to be a burden to my children. He told me that I could actually get all the money I needed by using my home as collateral, said he knew that my late husband wouldn't want me worrying about money.
I couldn't believe I was fooled. Maybe it was because I was so desperate, but the thought that I came so close to being homeless is devastating. I felt like an old fool. I am so glad I asked for help because I couldn't bring myself to tell the kids. The volunteer attorney got them to forgive all the prepayment penalties and the local bank gave me a new loan that I could afford (the one the nice young man offered cost $100 more a month than I received to live on!) I am so grateful for the help. I still have my home and my memories.

by: Francis

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QUESTIONS

  • If my 81-year-old husband predeceases me without a will, how is his estate settled? We have no children together, but he has three grown daughters. The bank accounts, house and car pass to me because we own them jointly with right of survivorship, but what about other property he owns by himself?
  • Father was diagnosed with alteimers. My parents marriage lasted till his death .couple months after she remarried. I am his only child also have 2 half sisters. When my fathers will was made he had already began early stages of alteimers and dimentia. I was not included in the will. My half sister who put my father in jail prior to his last days is on his will as well as my mother. I wanted to know what rites I have being his only daughter.
  • If my parents die in Phoenix, AZ and want to be cremated and have me take their ashes to OR to be buried, what is the proceedure I need to make?
  • need time limit in years to file medical malpractice in the state. need list of attorneys that can file for me
  • My wife passed away almost 3 years ago. She had a will drawn up while we lived in Las Vegas, Nevada. Is this will valid in Arizona?
  • My sis passed 4-3-13 No will, I am her brother,she has a car and apark model in a RV park. How do I go about closing her accounts? I live in Oregon, on her death bed she left everything to me... What do I do?
  • My wife was sick with cancer fir 2 years and filed for ssi disability before she passed. She passed in September then received pay our account in October the months was sick. They went back and took the money out of our account after her death. Is thid legal for them to do? How can I get that money back since it was owed to her before she passed?
  • My father (73) was diagnosed with lung cancer few months ago. I do not know how much time he has left. He owns a house in Mesa, and my sister lives with him. The house is under his name and he has a will that divides evrything he owns 50-50 between my sister and me. Now, when he passes away, can my sister still be in the house and assume mortgage payment? If my sister and I want to sell the house after my father's departure, can we do that? If so, how does that work?
  • My mother passed away September 14m 2009. In her will she designated that I was to receive 75%, my sister the remaining 25%, upon the sale of her home. I need to transfer title to me, how? I reside in Pima county.
  • what has to go through probate court after death of a spouse when everything is in my name too

STORIES

  • Age discrimination in the workplace. . .
  • I just helped my mother, age 89, deal with her Medicare HMO. . .
  • If you get a divorce, make sure your date of birth is on the Decree if your name is changing!. . .

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OTHER LEGAL RESOURCES

  • State Bar of Arizona
    www.azbar.org
  • Maricopa County Bar
    www.maricopabar.org
    Referral number 602-257-4434
  • Pima County Bar
    www.pimacountybar.org
    Referral number 520-623-4625
  • National Domestic Violence Hotline
    800-799-7233
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    866-553-0893
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