Consumer Scams Story

Story

I heard a knock on the door and opening it saw a nice looking young man with a kind voice and solid handshake. He told me that he had heard about the loss of my husband and knew that he had suffered with cancer. He asked how I was doing, (he was so kind), I invited him in. He explained that he understood how financially draining long illnesses can be on the family budget and he knew I didn't want to be a burden to my children. He told me that I could actually get all the money I needed by using my home as collateral, said he knew that my late husband wouldn't want me worrying about money.
I couldn't believe I was fooled. Maybe it was because I was so desperate, but the thought that I came so close to being homeless is devastating. I felt like an old fool. I am so glad I asked for help because I couldn't bring myself to tell the kids. The volunteer attorney got them to forgive all the prepayment penalties and the local bank gave me a new loan that I could afford (the one the nice young man offered cost $100 more a month than I received to live on!) I am so grateful for the help. I still have my home and my memories.

by: Francis

QUESTIONS

  • I was told AZ was a state where what was bought durning the marriage belong to both partys is that true??
  • if an ex-spouse passed away and the court order stated that they were to receive 50% of the other spouses retirement. Does that make the order null and void? or does the 50% go into an estate?
  • My father passed away before he could make me the beneficiary of his Arizona State Retirement. His wish was to ensure that this was done and was verbal regarding the issue. Do I have any recourse as his child and next of kin to have it switched to me as beneficiary? Thanks
  • My mother passed away. She does have a will and I was nominated as the executer and trustee. I am the sole beneficiary. She only has a bank account but when the account was setup nobody was on the account but her. no payable unpon death. What is required by the bank for me to access the account to begin paying for her expences? Her will did state that I shoud have immediate access without going through the courts.
  • My grandfather passed away 3years ago. his stepson had a quit claim deed signed with my grandfathers signature the same day he died, my grandfather suffered from alzheimers & dementia. there was no will found. But i'm wondering is there anything that can be done he obviously forged my grandfather's signature to keep his property.
  • Am I responsible for my husband's credit card debt? He is the primary person on the account. The credit card company closed the account when they were notified of his passing. There is no money to pay the bill, so am I still responsible for this debt?
  • July of this year my ex-husband passed away and I am executor of his will. I have got a estimate of his mobile home and property. I am the one who is to receive any of his property. My question is do I have to put the property and mobile home in my name as I do not intend to keep it. It is completely paid for. The reason I ask this question is that I am on disability and have no intention to live there due to my health because the place is about 5 miles out in the country. If I put it in my name will it have effect on the benefits I get from disability and the state. Please let me know as soon as someone gets to answer this.
  • My father is on his death bed in bullhead city. All past wills have included #1 I want to be buried in the nearest VA cemetary. His current wife of 3 years has paid for a cremation. She has a new will and will not produce it to any of 3 children. She has power of atty. We also believe she requested he be taken off cardiac meds when going into hospice, and believe this was negligent?? When does she need to produce a will?? Please help
  • Hello, my wife past away most recently In 2004 she had a conviction and owes the .state $2000.After we married in 2010 i purchased a vehicle and put both our names on the title. When I tried to sell the vehicle, MVD told me I can't sell it because the court put a lean on it and I have to pay them off first. I didn't know my wife in 2004.Do I have to pay them even though she passed away and it was prior to our marriage? Thank you for your help. Best regards, Peter Heid
  • My father died in March & mother in June. We have found that dad had some life insurance through USPO with no beneficiary designated. They want to pay to my mom's estate but there is no estate. She had assets under $10,000 and no real property. I found the small estate affidavit. There are three surviving children, 1 deceased with 2 children. I assume we all need to fill out an affidavit? One of the grandchildren is still a minor. Who fills out his?

STORIES

  • He told me that I could actually get all the money I needed by using my home as collateral. . .
  • Age discrimination in the workplace. . .
  • He told me that I could actually get all the money I needed by using my home as collateral. . .

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