Consumer Scams Story

Story

I heard a knock on the door and opening it saw a nice looking young man with a kind voice and solid handshake. He told me that he had heard about the loss of my husband and knew that he had suffered with cancer. He asked how I was doing, (he was so kind), I invited him in. He explained that he understood how financially draining long illnesses can be on the family budget and he knew I didn't want to be a burden to my children. He told me that I could actually get all the money I needed by using my home as collateral, said he knew that my late husband wouldn't want me worrying about money.
I couldn't believe I was fooled. Maybe it was because I was so desperate, but the thought that I came so close to being homeless is devastating. I felt like an old fool. I am so glad I asked for help because I couldn't bring myself to tell the kids. The volunteer attorney got them to forgive all the prepayment penalties and the local bank gave me a new loan that I could afford (the one the nice young man offered cost $100 more a month than I received to live on!) I am so grateful for the help. I still have my home and my memories.

by: Francis

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QUESTIONS

  • I was told AZ was a state where what was bought durning the marriage belong to both partys is that true??
  • What is the normal procedure and cost of a name change back to my maiden name? Do I need an attorney?
  • My husband has left me and moved to San Diego. He has left me with all the bills to pay. I am going to be evicted myself if I don't pay rent by the 16th. Can I get any help for abandinment?
  • My late husband incurred a car repair shop debt before we met. After he died, I started getting letters from an attorney for the shop saying I was responsible for the bill now. Is this true?
  • My father passed away and now the bill collectors are contacting his ex wife who in turn is giving them my number. Can the bill collectors come after my four sisters or myself if there was no will or beneficiaries? Thank you.
  • Do I have to pay my deceased mother's next months rent. She died mid month and we notified them two days after her death.
  • If an elderly person gets ill and a family member moves them to a hospital in another state, are they be considered a resident of the new state?
  • I have taken care of my father for many years and he finally passed away in 2013. He put my name on the house deed in 2011 but kept the mortgage in his and my late mother's names. Now that they are both deceased what do I do about the mortgage that is in his and my mother's name? There was no probate as I took over the mortgage payment and the one bill he still owed on. I simple have no clue what to do about the mortgage because I only have $730.00 per month in Social security disability and know that banks won't lend to anyone with that low an income. What can I do?
  • If my 81-year-old husband predeceases me without a will, how is his estate settled? We have no children together, but he has three grown daughters. The bank accounts, house and car pass to me because we own them jointly with right of survivorship, but what about other property he owns by himself?
  • my parents passed away when i was really young, and i have no birth records. what can i do to get a birth certifacate?

STORIES

  • I just helped my mother, age 89, deal with her Medicare HMO. . .
  • He told me that I could actually get all the money I needed by using my home as collateral. . .
  • Age discrimination in the workplace. . .

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