Consumer Scams Story

Story

I heard a knock on the door and opening it saw a nice looking young man with a kind voice and solid handshake. He told me that he had heard about the loss of my husband and knew that he had suffered with cancer. He asked how I was doing, (he was so kind), I invited him in. He explained that he understood how financially draining long illnesses can be on the family budget and he knew I didn't want to be a burden to my children. He told me that I could actually get all the money I needed by using my home as collateral, said he knew that my late husband wouldn't want me worrying about money.
I couldn't believe I was fooled. Maybe it was because I was so desperate, but the thought that I came so close to being homeless is devastating. I felt like an old fool. I am so glad I asked for help because I couldn't bring myself to tell the kids. The volunteer attorney got them to forgive all the prepayment penalties and the local bank gave me a new loan that I could afford (the one the nice young man offered cost $100 more a month than I received to live on!) I am so grateful for the help. I still have my home and my memories.

by: Francis

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QUESTIONS

  • My mother recently passed away while on hospice care. I did not have pre-arrangements made. Hospice offered to arrange services with the least expensive local funeral home. Since this is hospice' area of expertise, I agreed. This funeral home charged nearly twice what the other two businesses in the area charge. This company also was not the coroner designated on call mortuary for this particular month? I feel this is a scam, what can I do?
  • My father who is 70 years old was approached by a Phoenix company. How do I find out if this company is legitimate? I think it's a scam and want to convince my Dad - as he is already filling out the paperwork. Thank you for your help in this matter.
  • I RECENTLY WAS HAVING A SECURITY SYSTEM INSTALLED WHICH NEVER WAS FINISHED. AFTER NEARLY 3 WEEKS AND SEVERAL ATTEMPTS I MADE EITHER BY PHONE OR INTERNET TO INQUIRE ABOUT THE SITUATION NO ONE CAME TO FINISH INSTALLING THE SYSTEM. I BECAME FRUSTRATED AND DECIDED TO CANCEL MY INVOLVEMENT WITH THIS COMPANY. I WAS TOLD BY A REPRESENTATIVE I WOULD BE REFUNDED. I HAVE YET TO RECEIVE SAID REFUND. WHAT ARE MY RECOURSES TO RECOOP MY MONEY?
  • I think I am being scammed. I received a letter from a previous business firm with a demand to pay. There is no account number, no return address and no signature on the abnormal letter head. How can I tell?
  • How many days can a contract be cancelled?
  • This scam is of a different nature. A seemingly nice looking man contacted me on Myspace with all the sweet words, found I was living on SSI and offered me a job. The job was what caught my attention, and this job is posted elsewhere, to buy certain "materials list" of a particular printer, ink, software to print so called payroll checks. He also offered me a chance to buy stock into Midwesttextiles.com. I have all his info where he wanted me to send the money by Money Gram. He also wanted my acct number to pay me for my work. They would send the "materials list" to me if I would like to invest. Since this is of a different nature, do I report it to AZ Attorney General or US?
  • How can I avoid being solicited by telemarketers and marketing mail?
  • What can I do or whom shall I speak to about a fraudulent company for a mortgage loan modification. GREEN TREE FINANCIAL GROUP. We paid them 2,800 dollars and they acted very legitiment until I tried to get in touch with them a week ago. I found out through the California and Arizona policy that they are indeed frauds. Can you please help us. My home is now in foreclosure.
  • After filing a "notice of claim" at the state attorney general's office, how much time does the state's attorney have to respond ?
  • I am a victim of a ponzi scheme, lost all my money, am being sued by a friend, as if I was responsible, for fraud in Phoenix. Have spent countless hours trying to find an attorney to answer the complaint before it goes to a default judgement. Need desperately to talk to counsel.

STORIES

  • If you get a divorce, make sure your date of birth is on the Decree if your name is changing!. . .
  • He told me that I could actually get all the money I needed by using my home as collateral. . .
  • I just helped my mother, age 89, deal with her Medicare HMO. . .

LegalLEARN

FIND LEGAL HELP

  • Please select your county of residence below.

    County:
     

OTHER LEGAL RESOURCES

  • State Bar of Arizona
    www.azbar.org
  • Maricopa County Bar
    www.maricopabar.org
    Referral number 602-257-4434
  • Pima County Bar
    www.pimacountybar.org
    Referral number 520-623-4625
  • National Domestic Violence Hotline
    800-799-7233
  • Bankruptcy Court Self Help Center
    866-553-0893
  • Certified Legal Document Preparer Program
    Link

ORGANIZATIONS