Consumer Scams Story

Story

I heard a knock on the door and opening it saw a nice looking young man with a kind voice and solid handshake. He told me that he had heard about the loss of my husband and knew that he had suffered with cancer. He asked how I was doing, (he was so kind), I invited him in. He explained that he understood how financially draining long illnesses can be on the family budget and he knew I didn't want to be a burden to my children. He told me that I could actually get all the money I needed by using my home as collateral, said he knew that my late husband wouldn't want me worrying about money.
I couldn't believe I was fooled. Maybe it was because I was so desperate, but the thought that I came so close to being homeless is devastating. I felt like an old fool. I am so glad I asked for help because I couldn't bring myself to tell the kids. The volunteer attorney got them to forgive all the prepayment penalties and the local bank gave me a new loan that I could afford (the one the nice young man offered cost $100 more a month than I received to live on!) I am so grateful for the help. I still have my home and my memories.

by: Francis

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QUESTIONS

  • I ordered a Printer from U-Bid for 75.00 and I used my Pay Pal account to pay for the purchase. When the ordered merchandise arrived, I received 3 printers instead of the one I ordered. Later I was billed for the two not ordered printers original printer was paid through pay pal. The second 2 Printers were billed, without my permission, on my Visa account at Wells Fargo. What is my legal responsabilty for the two extra printers. mailed and charged to me without my authorization.?
  • a man is demanding I pay him for assisting me in selling a house I sold "by owner" I he is not licensed. He claims we had an oral agreement that I would pay him rather then hiring a realtor He is suing me for $5000
  • Signed a contract with vacation club & they breached it in my opinion.I wanted $ back right away but have gotten runaround.I have been trying to end it since the first week, & now it's 2 1/2 months & no luck. I have documented everything; do I have any rights in this scam?
  • I RECENTLY WAS HAVING A SECURITY SYSTEM INSTALLED WHICH NEVER WAS FINISHED. AFTER NEARLY 3 WEEKS AND SEVERAL ATTEMPTS I MADE EITHER BY PHONE OR INTERNET TO INQUIRE ABOUT THE SITUATION NO ONE CAME TO FINISH INSTALLING THE SYSTEM. I BECAME FRUSTRATED AND DECIDED TO CANCEL MY INVOLVEMENT WITH THIS COMPANY. I WAS TOLD BY A REPRESENTATIVE I WOULD BE REFUNDED. I HAVE YET TO RECEIVE SAID REFUND. WHAT ARE MY RECOURSES TO RECOOP MY MONEY?
  • My Divorce Attorney has lost over 500 pages of my families financial records.I have been closing accounts, fear of foul play. Should he be held accountable - what can I do, as he chose to ignore it.
  • How can I avoid being solicited by telemarketers and marketing mail?
  • What about lemon laws in AZ for used cars? My rights.
  • My wife and I are retired seniors. She brought home a flyer from the mailbox advertising a Handyman. Our evaporative cooler stopped working. This man came over and said he could fix it for $210.59. The next day he came back and after looking around for a while he said they don't make these kind of control boxes anymore. He came over that night with a friend of his, John, and they both decided they would have to look for the parts. The next day they both came back with a computer. Jim sat at the computer and started rattling off numbers to John who was using a calculator. After much running in and out to the cooler it was decided that the job would cost $1055.29. My wife and I looked at each other and decided we couldn't live without a cooler in Arizona. I asked Jim how much of a down payment he would need and he said all except $100.00 to buy the parts. I wrote out the check to Jim's Handyman Service. The next morning he called and said three of them had to go to Phoenix to get the parts but he would have to stop by my house first because they would not take a check made out to his business. I thought it strange that someone would run a business using personal checks but wrote out one to Jim Petty which my wife brought out to the gate and exchanged it for the business check. Therefore I never received a receipt for the $745.29 check. That afternoon they called me on the way back from Phoenix and told me that they would be at my house at 8:30 that night to install the parts. I reluctantly agreed and thought it very strange that they wanted to install the parts in the dark. At 9:45 pm the phone rang and they were at our front gate. I told them we were going to bed to come back in the morning. At 7:30 the next morning they were installing the parts into the cooler which included a new thermostat that was previously mentioned to cost between $300 and $400 alone. They finished the job by 9:30, I paid Jim the last $100 and they left. We had no instructions for the thermostat and only two scribbled over work orders mentioning $210.00,$118.00 and 109.00 in various spots on the work orders. We never received a contract, warranty, nothing! After the cooler started to cool the house down we found out it would not shut off or on automatically once it reached the ambient temperature. I called Lowe's and a man tried to help us because they sold that kind of thermostat but eventually said he couldn't help us because he would have to see how the control box was wired and that it was probably wired wrong. I called Jim and asked for an itemized invoice. He agreed but I never heard from him again. He also has not responded to my e mail messages. On one of the scribbled work orders was written a 10 year warranty on parts and labor and 5 years on the computer (if you can read it.) I only signed one of the work orders. This person has "Jesus is Lord" printed under his name on his business card. If you ask me that's all part of the scam. He and his friend John have no intention, that I can, see of ever contacting me. If I could, I would attach a picture of the 'kit' he installed. It all comes in one box and all the 'so called' parts including the thermostat cost $149.99!
  • My mother recently passed away while on hospice care. I did not have pre-arrangements made. Hospice offered to arrange services with the least expensive local funeral home. Since this is hospice' area of expertise, I agreed. This funeral home charged nearly twice what the other two businesses in the area charge. This company also was not the coroner designated on call mortuary for this particular month? I feel this is a scam, what can I do?
  • Hi, It's been nearly two months since I opened a new money market account at a local bank. How do I get the bank to pay me the interest rate they promised? Thanks

STORIES

  • Age discrimination in the workplace. . .
  • He told me that I could actually get all the money I needed by using my home as collateral. . .
  • He told me that I could actually get all the money I needed by using my home as collateral. . .

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FIND LEGAL HELP

  • Please select your county of residence below.

    County:
     

OTHER LEGAL RESOURCES

  • State Bar of Arizona
    www.azbar.org
  • Maricopa County Bar
    www.maricopabar.org
    Referral number 602-257-4434
  • Pima County Bar
    www.pimacountybar.org
    Referral number 520-623-4625
  • National Domestic Violence Hotline
    800-799-7233
  • Bankruptcy Court Self Help Center
    866-553-0893
  • Certified Legal Document Preparer Program
    Link

ORGANIZATIONS