Foreclosure

Articles and Info

Veterans Facing Foreclosure

This article discusses the Arizona Military Family Relief Fund.


The Mortgage Forgiveness Debt Relief Act

This article provides information about the Mortgage Forgiveness Debt Relief Act.


Recovering Excess Proceeds After Foreclosure of Your Home

This article explains excess proceeds, what they are and how to get them.


Renting a Foreclosure

This article discusses how tenants must be notified if they are renting a property facing foreclosure.


Mortgage Reaffirmation Requirements Bogus

When a homeowner files for bankruptcy there is most likely a lender on the home involved.

by: Diane Drain Law

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Did you know the Arizona Attorney General’s Office has a wide range of statewide assistance programs funded through the national mortgage settlement that could benefit you or people you know?

AzMortgageResource.gov


Will bankruptcy save my home from foreclosure?

Bankruptcy may be a tool to help in a foreclosure however a person should consult an attorney first.


Where can I find legal help with a foreclosure?


FORECLOSURE DEFICIENCIES IN ARIZONA: Will I still owe money after a foreclosure?

by: Arizona Foundation for Legal Services & Education

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WHAT IF I RENT A HOUSE THAT'S IN FORECLOSURE - The Protecting Tenants at Foreclosure Act

by: Arizona Foundation for Legal Services & Education

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Horne Issues National Mortgage Settlement Consumer Alert to Arizonans

This letter contains information on scams surrounding the mortgage settlement from the housing crisis of 2012. The following letter is available for historical purposes only.

by: Attorney General's Office of Victim Services (Phoenix)

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The Mortgage Forgiveness Debt Relief Act and Debt Cancellation

Under the Mortgage Forgiveness Debt Relief Act of 2007, taxpayers generally can exclude income from the discharge of debt on their principal residence or mortgage restructuring. This exception does not apply to second homes or vacation homes.

by: Internal Revenue Service

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Loan Modification Frequently Asked Questions

A Loan Modification is a permanent change in one or more of the terms of a mortgagor's loan, allows the loan to be reinstated, and results in a payment the mortgagor can afford.

by: U.S. Housing and Urban Development

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Where to Find an Attorney for Specific Legal Advice

 All legal service programs in Arizona differ, and their criteria for accepting cases vary as well. Find out what programs are available and where to go for assistance.


County Tax Assessors

Find information about your County Tax Assessor's Office and what services are available on-line.


Information for Homeowners Facing Loss of a Home

Find out the steps the lender must take and what the homeowner can do when faced with a loss of the home.

by: Volunteer Lawyers Program - Maricopa County

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Predatory Lending Schemes and Scams

Find out what abusive scams are out there and how to avoid them

by: U.S. Housing and Urban Development

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Avoiding Foreclosure of Your Home

What is foreclosure and how to avoid it before it is too late and you lose your home.

by: U.S. Housing and Urban Development

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Related Questions


Question: Last year we fell behind on our home payments. We tried to work with the lender for months, Instead they set a foreclosure date. We only owe $265,000 plus the arrears on our home which is now appraising at $422k. We were forced to file Ch. 13 in order to stop the foreclosure and save our equity. My spouse now has a high income job offer out of state. We want to rent out our home instead of selling & dismiss the BK but still owe over $18k in arrears. With our bad credit due to the BK, what are our options for getting a loan to pay the arrears? Our home will rent for $2800 and our payment is 2k.
Read Answer »

Question: We just received notice that our house was sold to a new trustee And it’s due to be auctioned in April. With the new trustee allow us to double our payments to make up for past due until it’s current to keep it from being auctioned off
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Question: I was served a special writ for foreclosure due to being behind on HOA dues. How long do I have to try to pay the amount owed? It states my redemption period is 6 months. Is this from data of sale? Or from date I was served? Also, how long do i have before it goes to auction?
Read Answer »

Question: My home went to foreclosure. The amount owed was $368,000 ,the bank set the opening bid at $302,000, The home sold for $371,000. Should the excess funds be the difference between $371,000 and $368,000 or between $371,000 and $302,000. Thx
Read Answer »

Question:  My house was place in auction we spend about 30 years living there my original loan was 50.000 by USDA how do I get the full information. sold auction quantity and excess of funds I have contacted Home Equity Invs they informed me that the house was auctioned for 38.000 and i have excess of funds 16.000 how do I check if is true.
Read Answer »

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