Dealing with Debt

questions & answers

Question: My husband had what was deemed by a Dr. at Mayo as necessary surgery in 2008. All insurance info was provided and they knew he was Medicare. No one said a word about the possibility of no coverage. Now, 3 yrs. later, medicare has said they won't pay the claim and Mayo has said we owe $10,000 which would be impossible to pay since we are on SS and pension. Had we been told that at the outset, we would not have proceeded with the surgery. Wasn't it Mayo's responsibilty at the time to check out if they would get paid? How do we get this debt dismissed?

Answer:

You may want to review the articles under healthcare on the website LawForSeniro.org.  There is some general information on that website regarding Medicare. You may also want to visit the Medicare website and look through the Frequently Asked Questions. To discuss your medical benefits, please call Medicare directly. You may decide to call the medical provider and ask if they would reduce your bill or perhaps place your account on a payment plan.

Medicare matters can be very complex. If you decide that you need to seek legal advice, please visit our website for information on legal aid options that may be available.

Comments:

QUESTIONS

  • My husband had what was deemed by a Dr. at Mayo as necessary surgery in 2008. All insurance info was provided and they knew he was Medicare. No one said a word about the possibility of no coverage. Now, 3 yrs. later, medicare has said they won't pay the claim and Mayo has said we owe $10,000 which would be impossible to pay since we are on SS and pension. Had we been told that at the outset, we would not have proceeded with the surgery. Wasn't it Mayo's responsibilty at the time to check out if they would get paid? How do we get this debt dismissed?

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