Loans (payday, predatory, student), Pawn

questions & answers

Question: I co signed on a car for my ex boyfriend.We broke up few weeks later then said he could not pay for the car so I took over the payments. Now he wants the car back but the car company will not take my name off of the loan even though my ex is willing to sign off.Refinancing is not an option because the loan is more than the car is worth. Is their some legal process to get my name removed? I do not want the risk of him ruining my credit.

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Question: I got a loan in my name for a vehicle and my friend was supposed to make payments on it. She hasnt made payments in 20 months. I want to go and get it because i have to pay now. How could i do that legally. because its on her property and the police said i cannot take it because we had a verbal agreement that if she paid every month she could keep it. But the title is in my name and the plates and the loan also.

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Question: I started Beauty School in Sept 07, I was 17 at the time.The school had me sign for the loan without a co-signer. My parents filled out the paper for the Pell Grant and wanted to pay so much monthly. The school said I had to have a Subsidized Stafford loan to get the Pell Grant.Am I responsible for the loan? Since I was told afterwards that it was not a legal binding contract due to my age and that neither one of my parents co-signed on it?

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Question: I purchased a farm using two different private loans(no banks). One loan was on a promissory note. Animals were used as the collateral on the note. Having defaulted on the note, I have turned over all the animals to the party owed. Is there an Arizona law or case that establishes the turnover of collateral as discharge of the note? Can you recommend a method for me to find this specific information. Thanks

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Question: My Husband went to school for Welding and was promissed to be certified. When graduated didn't get any of his certifications, and now stuck with a loan payment. Not sure what kind of lawyer we need to help us with this case. I was told maybe civil rights?

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Question: I was influenced to redo a Secondary motor vehicle finance transaction. A rep from the office called and urged me to go in, cash out on my loan, and do another one. I told them I no longer own the vehicle and they said it's okay and come in anyways. I am now being sued for defaulting on the loan but I was wondering if I could fight it? The contract was signed under false pretenses.

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Question: Can I take out at loan at 17?

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QUESTIONS

  • I purchased a farm using two different private loans(no banks). One loan was on a promissory note. Animals were used as the collateral on the note. Having defaulted on the note, I have turned over all the animals to the party owed. Is there an Arizona law or case that establishes the turnover of collateral as discharge of the note? Can you recommend a method for me to find this specific information. Thanks
  • I co signed on a car for my ex boyfriend.We broke up few weeks later then said he could not pay for the car so I took over the payments. Now he wants the car back but the car company will not take my name off of the loan even though my ex is willing to sign off.Refinancing is not an option because the loan is more than the car is worth. Is their some legal process to get my name removed? I do not want the risk of him ruining my credit.
  • I started Beauty School in Sept 07, I was 17 at the time.The school had me sign for the loan without a co-signer. My parents filled out the paper for the Pell Grant and wanted to pay so much monthly. The school said I had to have a Subsidized Stafford loan to get the Pell Grant.Am I responsible for the loan? Since I was told afterwards that it was not a legal binding contract due to my age and that neither one of my parents co-signed on it?
  • My Husband went to school for Welding and was promissed to be certified. When graduated didn't get any of his certifications, and now stuck with a loan payment. Not sure what kind of lawyer we need to help us with this case. I was told maybe civil rights?
  • Can I take out at loan at 17?
  • I got a loan in my name for a vehicle and my friend was supposed to make payments on it. She hasnt made payments in 20 months. I want to go and get it because i have to pay now. How could i do that legally. because its on her property and the police said i cannot take it because we had a verbal agreement that if she paid every month she could keep it. But the title is in my name and the plates and the loan also.
  • I was influenced to redo a Secondary motor vehicle finance transaction. A rep from the office called and urged me to go in, cash out on my loan, and do another one. I told them I no longer own the vehicle and they said it's okay and come in anyways. I am now being sued for defaulting on the loan but I was wondering if I could fight it? The contract was signed under false pretenses.

STORIES

  • Age discrimination in the workplace. . .
  • He told me that I could actually get all the money I needed by using my home as collateral. . .
  • If you get a divorce, make sure your date of birth is on the Decree if your name is changing!. . .

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OTHER LEGAL RESOURCES

  • State Bar of Arizona
    www.azbar.org
  • Maricopa County Bar
    www.maricopabar.org
    Referral number 602-257-4434
  • Pima County Bar
    www.pimacountybar.org
    Referral number 520-623-4625
  • National Domestic Violence Hotline
    800-799-7233
  • Bankruptcy Court Self Help Center
    866-553-0893
  • Certified Legal Document Preparer Program
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