Foreclosure

questions & answers

Question: what can I do if my house went on foreclosure 2 years ago? how can it affect me and my family want to rent a place to live?

Answer: The first thing you should do is pull your credit report. Presumably you will have a low fico score because of the foreclosure but you should find this out for sure before you try to rent. If you are lucky and the foreclosure has not been reported , which is unlikely, you should have no issues renting a place. If it has been reported and your fico is low, then it is possbile that a landlord will reject you as a renter. If that occurrs explain to the landlord what happened and be prepared to demonstrate to him that you have the financial wherewithall to make the monthly rent payment. If you are able perhaps you can negotiate a larger security deposit. I would also suggest looking to rent a home rather than an apartment because by renting a home you are more likely to rent from an individual who may be more flexible than a company who owns an apartment complex. Best of luck!

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