Landlord and Tenant Rights and Responsibilities

questions & answers

Question: I presently residing in a over 55 complex for the past three yrs. Never had to pay for rental insurance. Now, with the new lease coming, they are asking for payment on an insurance. My question is: Is this insurance a LAW? Do I have to pay a yearly insurance or montly? If there is no law, I do not/cannot afford to pay. As well as other seniors in the complex. We only live on a SS checks. Many do not have enough to their personal needs. I cannot pay for a lawyer either. I just need to know the LAW on the subject so that I know what to do. Thank you in advance for your kind attention to this mat

Answer:

Though the coverage is not likely required of you by law, the landlord may require it as a term of the lease for the future rental period and be within their rights. The Landlord Tenant Act allows either party to “include in a rental agreement terms and conditions not prohibited by this chapter or any other rule of law including rent, term of the agreement and other provisions governing the rights and obligations of the parties” as per ARS 33-1314(A) (http://www.azleg.state.az.us/FormatDocument.asp?inDoc=/ars/33/01314.htm&Title=33&DocType=ARS).
 
There are additional requirements specific to insurance premiums for condominiums with homeowner’s associations, which may or may not apply to the leasing agreement. Please review ARS 33-1253 (http://www.azleg.state.az.us/FormatDocument.asp?inDoc=/ars/33/01253.htm&Title=33&DocType=ARS) for that information.

To find out how the law applies to a specific situation, contact an attorney directly (http://www.azlawhelp.org/articles_info.cfm?mc=5&sc=36&articleid=151).

Comments:

QUESTIONS

  • I presently residing in a over 55 complex for the past three yrs. Never had to pay for rental insurance. Now, with the new lease coming, they are asking for payment on an insurance. My question is: Is this insurance a LAW? Do I have to pay a yearly insurance or montly? If there is no law, I do not/cannot afford to pay. As well as other seniors in the complex. We only live on a SS checks. Many do not have enough to their personal needs. I cannot pay for a lawyer either. I just need to know the LAW on the subject so that I know what to do. Thank you in advance for your kind attention to this mat

STORIES

  • Age discrimination in the workplace. . .
  • He told me that I could actually get all the money I needed by using my home as collateral. . .
  • If you get a divorce, make sure your date of birth is on the Decree if your name is changing!. . .

LegalLEARN

YOUR FEEDBACK IS NEEDED

  • Welcome to our Newly Redesigned Website! Let us know how we are doing! Please take a couple of minutes to fill out our survey.

FIND LEGAL HELP

  • Please select your county of residence below.

    County:
     

OTHER LEGAL RESOURCES

  • State Bar of Arizona
    www.azbar.org
  • Maricopa County Bar
    www.maricopabar.org
    Referral number 602-257-4434
  • Pima County Bar
    www.pimacountybar.org
    Referral number 520-623-4625
  • National Domestic Violence Hotline
    800-799-7233
  • Bankruptcy Court Self Help Center
    866-553-0893
  • Certified Legal Document Preparer Program
    Link

ORGANIZATIONS